New to the UK

We make banking easy

If you’re thinking of coming to the UK, or you’ve already arrived here, welcome! We have a wide range of products and services to cater for your needs. We also have lots of useful information to help you get settled in, whether you’re coming here to work or study.

Why Lloyds Bank?

As one of our customers you have access to one of the biggest banking networks in the UK.

You’ll find Cashpoint® machines at our branches. And you can also use our Creditpoint service to pay in money and pay bills if you’re in a hurry.

Offshore banking

Alternatively you might find that a bank account held offshore is more suitable for your needs. For example, If you’re likely to move between countries rather than be resident in the UK, it may be more tax efficient to open a Lloyds Bank International AccountThis will take you to the Lloyds Bank International site. Opens in a new browser window..

You can also open an account in Euro or US Dollars, as well as Sterling.

Banking in the UK

You may find that banking in the UK is different from the way you bank in your home country. So you can manage your money most efficiently, it’s helpful to understand the main differences, for example:

Making payments and paying bills

What overdrafts are and how they operate

Ways to apply

In a branch

Find your nearest branch

Proof of identity

See what you can use

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Ways to bank

Manage your money the way you want, including by phone, online and by text.

See ways to bankManage your money by phone, online and text.


International payments

Send money to almost anywhere in the world, from almost anywhere in the world.

Find out moreFind out more about international payments.

Important legal information

* Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.

** Not all PhoneBank services are available 24 hours a day, 7 days a week. Please speak to an advisor for more information.

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at the Financial Conduct Authority website (opens in a new browser window).. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). We subscribe to the Lending Code; copies of the Code can be obtained from the Lending Standards Board website (opens in a new browser window)..

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.