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Business Charge Card

Charge cardOur Business Charge Card allows you to take control of everyday expenses, such as subsistence and travel costs. You can request multiple cards and apply spending limits to each cardholder (minimum age 18), and settle all cardholders' balances by direct debit.

Features and benefits

  • Get up to 36 days’ interest-free credit.
  • Pay an annual fee of just £32 per card.
  • Withdraw money (up to £500 daily) from cash machines at home and abroad*.
  • Use the card in millions of outlets worldwide wherever the Visa sign is displayed.
  • Receive detailed monthly statements

*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.

Our Business Charge Card allows you to take control of everyday expenses, such as subsistence and travel costs. You can request multiple cards and apply spending limits to each cardholder (minimum age 18), and settle all cardholders' balances by direct debit.

Is your business eligible?

To apply for a Business Charge Card, you should:

  • you should have held a business current account with Lloyds Bank for more than 12 months
  • apply for a limit of £10,000 or less
  • be a sole trader, partner or director with authority to borrow on behalf of your business
  • be aged 18 or over
  • be a UK resident

For more information and to make sure you understand the small print, please view our Business Charge Card terms and conditions (PDF).

For customers who have received a Notice of Variation dated February 2017, these T&Cs will apply from 24th of April 2017:

Enquire about a new Business Charge Card

Online

Completing our online enquiry form takes about five minutes. Once we receive it, your Relationship Manager will be in touch to discuss the application in more detail and provide terms and conditions.

If you are looking to increase the limit on your existing Business Charge Card, please contact us on 0345 072 5555 from 9am to 5pm Monday to Friday.

    Compare all cards

    Compare cards iconFrom the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.

    ClickSafe®

    ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Verified by Visa’ and ‘MasterCard® SecureCode’.

    Lending appeals

    Appeals for borrowing logo

    The right type of funding can play a vital role in helping your business reach its potential. If your lending application is declined, we will work with the British Bankers’ Association to pursue any raised appeals.