Our Business Credit Card allows you to manage your business’s cashflow simply, by providing staff members aged over 18 with an easy way to manage daily business expenses, within certain limits. You could benefit from reduced bank charges too.
If your business has a turnover of over £2 million please contact your Relationship Manager before making any application.
*Cash withdrawals: 2.5% handling fee (min £2.50), Non-Sterling transaction fee: 2.95%.
To apply for a Business Credit Card, you should:
For more information and to make sure you understand the small print. View the Business Credit Card Terms and Conditions (PDF), effective from September 2013.
For customers who have received a Notice of Variation dated February 2017, these T&Cs will apply from 24th of April 2017:
Completing our online enquiry form takes about five minutes. Once we receive it, your Relationship Manager will be in touch to discuss the application in more detail and provide terms and conditions.Enquire online
From the flexibility of a Credit Card to the convenience of Charge Cards and Debit Cards, our products provide added visibility and security compared to traditional payment methods.
ClickSafe® is a free service that gives you extra protection when you use your Business Credit, Debit and Charge Cards to shop online. It is also known as ‘Verified by Visa’ and ‘MasterCard® SecureCode’.
The right type of funding can play a vital role in helping your business reach its potential. If your lending application is declined, we will work with the British Bankers’ Association to pursue any raised appeals.
Clicksafe® is a registered trademark of Lloyds Bank plc.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.