Are you a landlord who rents out residential properties? Perhaps you have a buy-to-let mortgage? We can help you protect your property and your rental income – plus lots more, besides. If you rent out between 1 and 5 properties, get a competitively priced quote from one of the UK’s leading insurers.
Online policy is underwritten by RSA Insurance Group PLC
Need advice? Call 0345 377 0006Call telephone number 0345 377 0006 (9am to 5pm Monday to Friday)
Choosing the right cover means less stress, upset and hassle for both you and your tenants. Make sure you’re properly protected with landlord insurance.
|Type of cover||What is covered|
|Buildings||If your property is damaged and has to be repaired or rebuilt due to an insured event such as vandalism or storms.|
|Landlord’s Contents||Household items that you have provided for your tenants, such as soft furnishings or appliances, if they are damaged or destroyed by an insured event.|
|Property Owner’s Liability||You are protected if a person is injured or if there is damage to their property as a result of your negligence.|
|Loss of Rent||Your cash flow is protected if after an insured event such as a flood or fire, your tenants stop paying rent or have to move out. If your tenants do have to move out, the costs of arranging alternative accommodation on their behalf is also covered.|
|Accidental Damage||Accidental damage to the building and its fixtures and fittings. For example, if you or your tenants accidentally smash a window or drop something and crack a sink.|
|Subsidence, Landslip and Heave||Damage to your property as a result of a movement in the ground supporting your property.|
|Employer’s liability cover||You are protected if an employee is injured or dies as a result of your negligence.|
|Legal Expenses||Your legal expenses in proceedings such as contract disputes, debt recovery and evicting squatters.|
Get a competitive priced quote from one of the UK’s leading insurers. If you rent between 1 and 5 properties.
*Online policy is underwritten by RSA Insurance Online.
Please check you have all the cover you need by reading the policy documentation carefully (this will be provided during the quote process).
If you are unsure or the cover you need, or have more than 5 properties or complex requirements, call on:
Lines available from 9am to 5pm Monday to Friday.
Whether you ask for a Landlord insurance quote online (1-5 properties), need advice or have complex requirements (6+ properties), you’ll need the following details to hand:
Standard home insurance won’t cover the extra risks you face as a landlord. For example, what if a tenant is injured by falling roof tile at your property? Or a flood means they have to move out for a while – at your expense?
Please check you have all the cover you need by reading the policy documentation carefully (this will be provided during the quoting process).