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Features and Benefits

  • Compare quotes from our panel
    Quotes aren’t just provided by one insurer, but a panel of insurers, selected for their competitive prices and expertise.
  • Tailor your cover to fit your needs
    Can include buildings and contents insurance, computer cover in addition to cover for public and employers’ liability. Cover for business interruption can also be provided.
  • Protect your business
    Protect your office from unexpected disruptions by getting the comprehensive cover you need.
  • Easy to buy
    Dedicated, UK-based advisers are committed to sourcing the office insurance you need at prices that suit.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
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Need some guidance?

Our handy tool can help drill down to the main covers relevant to your business type.

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Need advice?

Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from experienced advisers on the office insurance you need. The general line is available from 9am to 5pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request instant cover.

Cover can vary depending on your individual needs, but commonly include:

Equipment cover

Today’s offices depend on computers to run smoothly – but these essential items don’t come cheap. Equipment cover helps pay to replace computers and other office equipment if broken or accidentally damaged.

Employers’ liability

As the business owner, you’re responsible for the health and safety of everyone in your office. If one of your employees gets injured on the job, you’re required by law to have cover in place in case they seek damages. Employers’ liability policies can help protect your business against large compensation payouts for these types of claims.

Business interruption

Business interruption cover can help cover your business should events such as a fire, flood or major theft impact the everyday running of your business.

Please note this is not a comprehensive list. Additional covers are available to ensure your business is suitably protected.

Office insurance is designed to protect businesses that are run from a commercial property. Each office will have different needs and this insurance is flexible enough to cover individual risks.

Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.

A few quick details are needed to provide a quote over the phone to find policies suitable for you. Once policies are selected, you’ll get the policy details to review. You won’t have to make any decisions about whether to proceed until after you see the policy detail.

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Professional Indemnity Insurance

Protect your business against allegations about your service or the advice you provide.

Find out about professional indemnity insurance

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Surgery Insurance

Ensure your surgery and your stock is protected - including refrigerated drugs. Get cover against damage to your premises, equipment and business interruption.

Find out about surgery insurance

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Public Liability Insurance

Protect your business against third party claims of accidental injury or damage.

Find out about public liability insurance

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Product Selector

Need some guidance? Our handy tool can help drill down to the main covers relevant to your business type.

Get started with the product selector

£25 Cashback Offer Conditions

  1. We’ll give you £25 cashback if you:

  2. The offer excludes DAS Commercial Legal Protection and AJG Business Assist add-ons.
  3. The cashback will be paid within 45 days of your policy start date. We’ll send a cheque payable to the first named policyholder.
  4. A minimum annual premium of £50 (excluding credit charges, administration fees and Insurance Premium Tax) will apply.
  5. You are responsible for any tax liability you may incur as a result of receiving the cashback offer.
  6. We may withdraw this offer at any time, but we will tell you if that happens before you take out a policy.
  7. This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London, EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.


Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from experienced advisers.

Lines available from 9am to 5pm Monday to Friday

Need Advice?

If you’re not sure what you need, call to speak to experienced office insurance advisers.

0345 377 0002Call telephone number 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

Call for more cover options

Don’t see the cover you’re looking for? Speak to a UK-based adviser who can source quotes from many insurers.

For instant cover you can buy your policy over the phone.

0345 377 0002Call telephone number: 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

Request a Callback

Complete our online form if you'd like us to call you back at a suitable time to discuss your needs.

Request a callback

Contact Directory

Whether you’re an existing customer or looking for the right contact.

Contact Directory

Important legal information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN.  Registered in England and Wales no. 2065.  Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Lloyds Bank plc is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Lloyds Bank Business Insurance Services and source products from a panel of insurers.