Features and Benefits

  • Compare quotes from our panel
    Receive competitive quotes from a panel of leading insurers, saving you time and hassle.
  • Easy to buy
    The right insurance helps your business run smoothly. We make it quick and simple to get you the cover you need - get quotes online in minutes.
  • Protect your business
    If you give advice or offer a professional service, you may need professional indemnity insurance. This insurance protects you against the costs involved with giving wrong, negligent or misleading advice. Even if the mistake was not yours, it can be costly to defend these claims.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
  • For some professions or contracts, professional indemnity insurance (PI) is a legal requirement. You may also be required to have PI to get membership with certain industry bodies and trade associations.
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Need some guidance?

Our handy tool can help drill down to the main covers relevant to your business type.

 

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Need advice?

Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from experienced advisers on the insurance you need. The general line is available from 9am to 5pm Monday to Friday. You’ll have the option to buy your policy over the phone and request instant cover.

You should consider professional indemnity insurance if you:

  • give advice
  • offer a professional service that can be challenged
  • handle data
  • handle intellectual property
  • you are considered to be a professional, specialist, expert or authority in your field

Note: For some professions or contracts, professional indemnity insurance (PI) is a legal requirement. You may also be required to have PI Insurance to get membership with certain industry bodies and trade associations.

We have policies specifically designed to comply with industry requirements for these professions:

  • accountants
  • architects
  • surveyors
  • engineers
  • design and construction
  • consultants
  • interior designers
  • coaching, training and education
  • risk management
  • town planning

This is not an exhaustive list as many professions can require PI Insurance.

General claims

  • Losing or misplacing confidential documents.
  • Accidentally sending an email to an unauthorised person, leading to your client suing you for breach of confidentiality.
  • Using a copyrighted image or photo without getting the appropriate rights or licence.

Accountants

  • Advising a client regarding the transfer of funds to family members, and the client later becoming liable for paying capital gains tax.
  • Failing to carry out a required audit.

Engineers and tradesmen

  • Making a mistake in measurements that results in additional costs to rebuild, or causes damage during or after construction.
  • Installing lighting that is later found to be non-compliant with regulation, and therefore needs to be redone.
  • Designing a machine that proves inadequate to cope with the weight of items it is meant to produce.

Media professionals

  • Designing and running a direct marketing campaign, where the brochures were wrongly addressed. The client claims damages for loss of revenue.
  • Creating work using the wrong Pantone colour for the client’s logo, with client claiming costs to reproduce the work.

Estate agents

  • A client claiming that you undersold a property, and several months later it’s resold for 120% of the previous price.

Quantity surveyor

  • A surveyor forecasts cost for the construction of a number of restaurants at the start of each project. The client claims that the monthly and year-end costings and forecasts were inadequate, making the contracts non-viable.

Travel agents

  • Failing to arrange travel insurance for a client who falls ill while on holiday in Africa, claiming medical bills and expenses.

Safety consultants

  • A person injuring himself by falling from scaffolding you approved.

Interior designers

  • Designing the layout of office premises and the client claiming that this was not in accordance with their requirements.

Town planners

  • Giving the wrong advice about planning permission on a plot of land.

Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.

A few quick details are needed through our online quote or over the phone to find policies suitable for you. Once policies are selected, you’ll get the policy details to review. You won’t have to make any decisions about whether to proceed until after you see the policy detail.

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Public Liability Insurance

Protect your business against third party claims of accidental injury or damage.

Find out about public liability insurance

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Working from Home Insurance

Cover for businesses that are run from home including cake makers, tutors, ebayers, designers, consultants and many more.

Find out about working from home insurance

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Office Insurance

Can include building and contents insurance, computer cover in addition to cover for Public and Employers liability. Cover for business interruption can also be provided.

Find out about office insurance

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Product Selector

Need some guidance? Our handy tool can help drill down to the main covers relevant to your business type.

Get started with the product selector

£25 Cashback Offer Conditions

  1. We’ll give you £25 cashback if you:

  2. The offer excludes DAS Commercial Legal Protection and AJG Business Assist add-ons.
  3. The cashback will be paid within 45 days of your policy start date. We’ll send a cheque payable to the first named policyholder.
  4. A minimum annual premium of £50 (excluding credit charges, administration fees and Insurance Premium Tax) will apply.
  5. You are responsible for any tax liability you may incur as a result of receiving the cashback offer.
  6. We may withdraw this offer at any time, but we will tell you if that happens before you take out a policy.
  7. This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London, EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.

Get professional indemnity insurance quotes or call 0345 377 0002Call telephone number 0345 377 0002 to get advice from experienced advisers.

Lines available from 9am to 5pm Monday to Friday

Get a Quote online

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Need Advice?

If you’re not sure what you need, call to speak to experienced professional indemnity insurance advisers.

0345 377 0002Call telephone number 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

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Request a Callback

Complete our online form if you'd like us to call you back at a suitable time to discuss your professional indemnity insurance needs.

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Important legal information

Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.