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Features and Benefits

  • Compare quotes from our panel
    Quotes aren’t just provided by one insurer, but a panel of insurers, selected for their competitive prices and expertise.
  • Protect your business
    Protect your shop or salon against costly claims where there is legal liability arising from third party injury, property damage, injury to employees. Loss of stock, money, damage to the shop front and building itself can all be covered. Call for advice about buildings and contents insurance as well as product and public liability cover.
  • Easy to buy
    Dedicated, UK-based advisers are committed to sourcing the shop and salon insurance you need at prices that suit.
  • Instant cover available
    Shop and salon insurance can be requested immediately.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
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Need some guidance?

Our handy tool can help drill down to the main covers relevant to your business type.

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Need advice?

Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from experienced advisors on the insurance you need. The general line is available from 9am to 5pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request immediate cover.

Cover can vary depending on your individual needs, but commonly include:

Buildings insurance

As a shop owner, bricks and mortar remain essential to your business model. Property damage, such as broken windows or flooding, poses a major threat to your livelihood. Buildings insurance protects against otherwise costly repairs should your shop incur accidental damage.

Product liability insurance

Whether you make or buy the products you sell, you’re liable for any damage or injury they may cause your customers. Product liability cover protects shop owners against large compensation payouts should a customer sue for damages.

Public liability insurance

As a small business owner, you’re legally responsible for the health and safety of the people you interact with. For example, if customers or suppliers are injured on your premises, they could sue your business for damages. Public liability insurance can cover costly compensation payouts and legal fees spent defending allegations.

Please note this is not a comprehensive list. Additional covers are available to ensure your business is suitably protected.

Whether you run a small local shop or a large retail business, shop and salon insurance is designed to protect your business, staff and customers, giving you peace of mind.

Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.

A few quick details are needed to provide a quote over the phone to find policies suitable for you. Once policies are selected, you’ll get the policy details to review. You won’t have to make any decisions about whether to proceed until after you see the policy detail.

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Public Liability Insurance

Protect your business against third party claims of accidental injury or damage.

Find out about public liability insurance

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Office Insurance

Can include building and contents insurance, computer cover in addition to cover for Public and Employers liability. Cover for business interruption can also be provided.

Find out about office insurance

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Landlord Insurance

If you're a residential or commercial property owner, speak to an advisor about buildings, contents, loss of rent and landlords’ liability.

Find out about landlord insurance

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Product Selector

Need some guidance? Our handy tool can help drill down to the main covers relevant to your business type.

Get started with the product selector

£25 Cashback Offer Conditions

  1. We’ll give you £25 cashback if you:

  2. The offer excludes DAS Commercial Legal Protection and AJG Business Assist add-ons.
  3. The cashback will be paid within 45 days of your policy start date. We’ll send a cheque payable to the first named policyholder.
  4. A minimum annual premium of £50 (excluding credit charges, administration fees and Insurance Premium Tax) will apply.
  5. You are responsible for any tax liability you may incur as a result of receiving the cashback offer.
  6. We may withdraw this offer at any time, but we will tell you if that happens before you take out a policy.
  7. This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London, EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.

Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from experienced advisers.

Lines available from 9am to 5pm Monday to Friday

Need Advice?

If you’re not sure what you need, call to speak to experienced shop and salon insurance advisers.

0345 377 0002Call telephone number 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

Call for more cover options

Don’t see the cover you’re looking for? Speak to a UK-based adviser who can source quotes from many insurers. For instant cover you can buy your policy over the phone.

0345 377 0002Call telephone number 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

Request a Callback

Complete our online form if you'd like us to call you back at a suitable time to discuss your shop and salon insurance needs.

Request a callback

Contact Directory

Whether you are an existing customer or looking for the right contact.

Contact Directory

Important legal information

Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.