Asset Finance

Asset finance is a way to purchase assets without taking out a conventional loan. It allows you to spread payments over an agreed term and so avoid making big one-off payments for the extra machinery or equipment your business might need to grow.

Features and benefits

  • Funding for all types of assets from farm vehicles to plant and office equipment.
  • Competitive interest rates.
  • Response to funding requests within 24 hours.
  • A fast and efficient phone-based service.

Hire Purchase

  • Straightforward financing and asset ownership.
  • Spread the asset cost over an agreed term, followed by a one-off purchase option fee which transfers ownership to you at the end of the term.

Finance Lease

  • Immediate use of new assets with minimal initial financial outlay.
  • Rental payments over an agreed term without the responsibility of ownership.
  • Flexibility of initial deposit amount and period of funding.

Assets funded include:

  • new and used cars
  • light commercial vehicles
  • heavy goods vehicles
  • buses and coaches
  • printing machinery
  • construction equipment
  • engineering machinery
  • office equipment.

These packages can help healthcare businesses fund surgery equipment such as:

  • dental chairs
  • scanners
  • beds and hoists
  • office equipment.

These packages can help agricultural businesses fund:

  • light and heavy commercial vehicles
  • tractors
  • combine harvesters
  • commercial vehicle trailers
  • all-terrain vehicles
  • other farm equipment.

To apply for Asset Finance,  you should:

  • Achieve sales in excess of £100,000.
  • Require the finance for business use.
  • Be a sole trader, partner or director with authority to borrow on behalf of your business.
  • Be aged 18 or over.

Before we can help you, we need to know:

  • How much you would like to borrow.
  • What you need the finance for.
  • How many months you would like to make the repayments over.

Easy-to-follow figures so you can make comparisons.

Find out moreabout finance assets

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Loans and finance

Our lending products are flexible enough to accommodate almost any business plan.

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How to apply

Get a quote

Online

Use our instant online Hire Purchase quote calculator.

Launch Calculatorto get an online quote.

Get a quote

On the phone

0345 602 4796Telephone 0345 602 4796

Talk to one of our Asset Finance Specialists. We’re available from 9am to 5pm Monday to Friday, except public holidays.