Lending support and code

As your business grows, it can benefit from tailored lending and guidance. We will support your business throughout the application process. We also follow lending codes and principles to ensure you’re treated fairly.

  • Our appeals process enables your business to pursue your application if you believe it has been wrongly declined or where we have agreed your request but there are conditions of sanction that you are unhappy with.
  • We subscribe to the Lending Code and Lending Principles of the Lending Standards Board. Both are designed to set good lending standards for banks, building societies and credit card providers.

The Lending Code applies to micro-enterprises (businesses with a turnover of no more than €2million a year and with fewer than 10 employees). Click hereRead a guide to the Lending Standards Code. PDF opens in a new window. for a guide to the Lending Code or hereVisit the Lending Standards Board website to download the full Lending Code.

If your business is larger than a micro-enterprise, we follow the Lending PrinciplesRead a guide to Lending Principles for Larger Businesses. PDF opens in a new window., which are a further set of standards that you can expect from us.

How we can help your business

Your business can:

  • Get help and information on a range of topics – from establishing a business to operating globally.
  • Use our finance application checklist, which details the type of information we may ask you for to support your lending application.
  • Try Mentor SMEVisit the Mentor SME website., a free online service that helps you locate local mentoring to suit your business needs – from start-up to succession planning.
  • Source other forms of lendingVisit the Better Business Finance website. by talking to our business management team.
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How to apply for lending

Follow our step-by-step guide on how to apply for lending.

Find out moreabout how to apply for lending.

Business ToolBox

Try financial and digital business tools for 30 days with no obligation, including business planning and accountancy software.

Lending appeals

Appeals for borrowing. Business finance declined? You can ask for the decision to be reviewed.

Find out more