As your business grows, it can benefit from tailored lending and guidance. We will support your business throughout the application process. We also follow lending codes and principles to ensure you’re treated fairly.
The Lending Code applies to micro-enterprises (businesses with a turnover of no more than €2million a year and with fewer than 10 employees). Click hereRead a guide to the Lending Standards Code. PDF opens in a new window. for a guide to the Lending Code or hereVisit the Lending Standards Board website to download the full Lending Code.
If your business is larger than a micro-enterprise, we follow the Lending PrinciplesRead a guide to Lending Principles for Larger Businesses. PDF opens in a new window., which are a further set of standards that you can expect from us.
Your business can:
Try financial and digital business tools for 30 days with no obligation, including business planning and accountancy software.
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Calls may be recorded for our mutual protection, training and monitoring purposes.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.