Cardnet®

Card payment services that scale to fit your needs

Features and benefits

  • Accept card payments online, face-to-face and over the phone.
  • No Lloyds Bank account required.
  • Foreign currency conversion for overseas customers.
  • Easily track payments with sophisticated online reporting tools.
  • Add business enhancing apps with our Clover devices.

Available machines

There are a number of machines and prices to suit your needs, our basic package starts at £15 per month with no joining-fee for existing Lloyds Bank Business customers.

Cardnet is a chargeable service. Minimum terms and terminal leasing charges apply.

Card machine type

Connection

Payment types accepted

Ingenico iCT250

Countertop

Dial-up and Ethernet

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iCT220 +
IPP350 Pin Pad

Countertop

Dial-up and Ethernet

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iWL252

Portable

Dial-up and Ethernet with
Bluetooth connection

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iWL251

Roaming

Roaming SIM provided

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iCT250

Card machine type

Countertop

Connection

Dial-up and Ethernet

Payment types accepted

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iCT220 +
IPP350 Pin Pad

Card machine type

Countertop

Connection

Dial-up and Ethernet

Payment types accepted

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iWL252

Card machine type

Portable

Connection

Dial-up and Ethernet with
Bluetooth connection

Payment types accepted

Wireless and Apple Pay logo

Contactless and Apple Pay

Ingenico iWL251

Card machine type

Roaming

Connection

Roaming SIM provided

Payment types accepted

Wireless and Apple Pay logo

Contactless and Apple Pay

Accepting payments:

Accept card payments from your customers in person using the card payment technology that best suits your business.

  • Accept card payments over the counter with a standard countertop machine.
  • Move through your premises with a wireless bluetooth machine, ideal for table service.
  • Take payments on the go and at events with a mobile SIM handset—no broadband needed.
  • Access technical support when you need it.

Over the phone payments:

We make it easy for you to accept payments by phone. It’s a safe way to process card payments remotely.

  • Take card details over the phone and process payments.
  • Get up and running quickly—all you need is internet access.
  • Keep costs down, with no hardware or dedicated phone line required.
  • Over-the-phone trading is suited to a wide range of businesses.

Online payments:

Be where your customers are and boost your sales by selling products and services through your website by accepting these cards:

  • MasterCard
  • Debit MasterCard
  • Maestro*
  • International Maestro*
  • Visa Credit
  • Visa Debit
  • Electron
  • V PAY**
  • Discover
  • Diners Club International
  • BC Global Card
  • DinaCard
  • Corporate, Commercial and Purchasing cards (certain providers only)
  • American Express

International payments:

Make it easy for international customers to pay in their local currency with multi-currency card processing or with our Dynamic Currency Conversion (DCC) service.

The CloverTM point of sale system

The CloverTM point of sale system offers an alternative way of accepting payments, allowing you to spend less time on operations and administration, and more time on growing the business you love. Clover allows you to accept a broad range of payments, keep track of your business and get in depth customer insight.

There are three devices to choose from:

CloverTM Station

A full business management device, designed to meet the needs of a range of merchants. It provides a full till system with the highest level of customer insight.

Clover Station

CloverTM Mini

A smaller, sleeker version that takes up less counter space while still simplifying payments and admin.

Clover Mini

CloverTM Mobile

Ideal for small businesses, or individual employees, who take orders and payments on-the-go.

How Dynamic Currency Conversion can help you:

  • Boost your profits with commission on every converted transaction.
  • Real time online management information reporting for all transactions.

Benefits to your international customers:

  • Your customers can rest assured knowing the exchange rate is fixed at the time of transaction.
  • Customers will get the comfort of paying in a familiar currency and knowing how much they’ve spent without needing to wait for a statement.

Ready to discuss it further?

Completing our online enquiry form takes about 10 minutes. Once we receive it, we’ll contact you to discuss your business needs in more detail.

Enquire online

Telephone us on 0808 159 6423Call telephone number 0808 159 6423

Call us to discuss how Cardnet® could help your business. We are available Monday to Friday, 9am to 5pm.

 

*Maestro cards can only be accepted over the internet if you are registered for MasterCard SecureCode. For more information about MasterCard SecureCode visit www.mastercardmerchant.com/securecode.

** V PAY can only be accepted over the Internet if 1) permitted by the Issuer and 2) you are registered for Verified by Visa.


Important legal information

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.

Cardnet® is a registered trademark of Lloyds Bank plc.