Rates & charges

Weighing benefits against costs is an important part of any business decision. Review our tariffs and stay on top of costs to make sure you choose the most rewarding plan for your business.

Get 18 months free business banking if you are a recent start-up and six months free banking if you switch your account to us.

Monthly PricePlan

  • Swap between price plans to find the most cost-efficient one for you.
  • Daily business banking charges remain fixed each month, provided the business stays within the PricePlan limits.

Business Banking Extra

With our Business Banking Extra, you’ll be charged per transaction. If you plan to make only a small number of transactions per month, it may be the more cost-efficient option. Otherwise, compare our Monthly PricePlans to get a specified number of transactions for a fixed monthly fee. Or you could move on to our Electronic Business Tariff, which offers lower charges for electronic transactions if you maintain a credit balance of more than £1.

Business Banking Electronic Tariff

If you regularly make transactions electronically – at ATMs, through internet banking or using automated payment tools like Faster Payments – the Business Banking Electronic Tariff may be a better option than choosing a Monthly PricePlan or Business Banking Extra. As long as you maintain a credit balance of £1 or more, this tariff ensures you pay less or nothing for these types of transactions.

Business Credit Card rates

Our Business Credit Card is a straightforward way for you to manage cashflow and stay on top of business expenses. Read through the tables below to see how your business will be charged for this service.

Client account rates

We offer two accounts designed to help you manage client funds.

Follow the link below to view the current and previous interest rates for our Client Call Account and our Designated Client Call Account.

Savings rates

Our savings accounts allow you to invest in the future and manage cashflow at the same time. To help you decide which one is right for your business, view the rates that apply to each account.

Islamic Business Account charges

With our Islamic Business Account, you can ensure that your funds are managed in a Shariah-approved way. With this account, you don’t earn or pay interest, but you will be subject to daily banking charges once your free business banking period ends.

School Banking Account rates

This tailored account is designed to help you manage funds efficiently and earn more from your savings. To help you decide whether it’s right for your school, view the current interest rates in the tables below.

International services rates and charges

We offer a variety of ways for you to do business overseas. View a summary of the rates and charges for our international services.

Other service charges

We keep our charges clear, so you can plan your cashflow with tariffs in mind.

Security fees

Taking security can be complex. We’ll provide you with an estimate of the fees and expenses which may be payable in any given situation.

Tariff Calculator

Get a detailed comparison of the different rates under each of our tariffs.

Compare our tariffs

Work out which tariff is best for you before your free business banking period ends.

Credit interest rates

Standard Credit interest rates paid on Current, Client and Call accounts