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Showing all credit cards

Apply online for a Lloyds Bank credit card if you're over 18 and a UK resident. If successful, you'll get a credit limit and any applicable promotional rates based on your current status, which you can keep as long as you make your monthly repayments on time and stay within your credit limit. You can transfer balances to us (£100 minimum) from most credit cards and some store cards, excluding other Lloyds Bank products.

36 Month Balance Transfer Card

LLOYDS BANK PLATINUM CREDIT CARD36 Month Balance Transfer

Our longest balance transfer offer

Balance transfer offer

0% for up to 36 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

Purchase rate offer

0% for 6 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (26 months) and a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

32 Month Balance Transfer Card

LLOYDS BANK PLATINUM CREDIT CARD32 Month Balance Transfer

Our low fee balance transfer offer

Balance transfer offer

0% for up to 32 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.69%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 6 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (26 months) and a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

28 Month Balance Transfer Card

LLOYDS BANK PLATINUM CREDIT CARD28 Month Balance Transfer

Our long, low fee combined offer

Balance transfer offer

0% for up to 28 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.5%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 12 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Lloyds Bank Platinum Credit Card image

LLOYDS BANK PLATINUM CREDIT CARD19 Month Purchase and Balance Transfer

A good all rounder

Balance transfer offer

0% for up to 19 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for up to 19 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 21.9% or 25.9% variable) as well as a shorter balance transfer offer (16 months) and a shorter purchase rate offer (16 months), based on your individual circumstances.

16 Month Balance Transfer Card

LLOYDS BANK PLATINUM CREDIT CARD16 Month Balance Transfer

Our 0% balance transfer fee offer

Balance transfer offer

0% for up to 16 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 6 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (9 months) and a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Lloyds Bank Avios Rewards

Lloyds Bank Avios Rewards
Credit Card Account

Collect Avios and turn your everyday spending into travel rewards

Avios

Collect Avios every time you use either of these two cards to fly worldwide or for hotels, car hire and great days out. Also pay no foreign transaction fees when using your card abroad.

Balance transfer offer

0% for 28 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

Purchase rate offer

0% for 12 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
23.7%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£24

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 26.9% or 31.1% variable) based on your individual circumstances.

Premier Avios Rewards Credit Cards

LLOYDS BANK CREDIT CARD ACCOUNTPremier Avios Rewards
Card Account

Frequent flyer? Fly more frequently with extra Avios on this account

Avios

Collect Avios 25% faster with the Premier Avios credit card. Fly worldwide with scheduled flights on British Airways, Iberia, and Flybe, and even bring a companion. Also pay no foreign transaction fees when using your card abroad.

Balance transfer offer

0% for 28 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

Purchase rate offer

0% for 12 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
52.1%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£140

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 56.3% or 61.8% variable) based on your individual circumstances.

Lloyds Bank Choice Rewards Credit Card

Lloyds Bank Choice Rewards
Credit Card Account

With two cards and one account, shopping has never been so rewarding

Choice points

Earn Choice points every time you use either of these two cards and redeem them for vouchers, gift cards, cashback, magazine subscriptions, Avios, and more.
Exclusive Club Lloyds offer: If you’re a Club Lloyds current account customer, we’ll refund £12 of the £24 Choice Rewards Credit Card Account annual fee (offer conditions apply). A monthly fee may be payable for a Club Lloyds current account; see our Club Lloyds page for details.

Balance transfer offer

0% for 28 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

Purchase rate offer

0% for 12 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
23.7%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£24

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a dfferent APR (either 26.9% or 31.1% variable) based on your individual circumstances.

Platinum Low Rate

LLOYDS BANK PLATINUM CREDIT CARDPlatinum Low Rate

The low-interest credit card that can be your perfect shopping partner

Balance transfer offer

N/A

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

N/A

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
6.45%
and a variable
representative
6.4%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 10.9% or 14.9% variable) based on your individual circumstances.

Student credit card

LLOYDS BANK CREDIT CARDStudent

Ideal for the hardworking student seeking extra credit

Balance transfer offer

N/A

Balance transfer fee

3%

Purchase rate offer

N/A

Representative example

Successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on borrowing
£1,000
over 12 months,
with an annual fee of
£0

Your credit limit will vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,000. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What do these numbers mean?

Keep in mind you must have a Lloyds Bank Student Current Account to apply for this credit card account.

 

Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.

We may monitor or record telephone calls to check we have carried out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff.

Avios Group (AGL) ltd registered office:
Astral Towers, Betts Way
London Road, Crawley
West Sussex RH10 9XY.
Registered in England. Company No. 2260073.

How much we lend and the issue of a credit card depends on an assessment of your circumstances. You must be 18 or over and a UK resident to apply.

Terms and conditions apply to all Lloyds Bank credit cards benefits. Full details will be sent with your card. After each introductory period ends you will be charged at the appropriate standard rate.

American Express® is a registered trademark of American Express company. Lloyds Bank American Express® Credit Cards are issued and administered by Lloyds Bank pursuant to a licence from American Express®.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.