Will I be accepted?

See how likely you are to be accepted for a Lloyds Bank credit card. Your credit rating will not be affected and there’s no obligation to apply for a card afterwards.

Unfortunately, based on the information you gave us, we will not be able to offer you a credit card.

Based on the information you gave us, your eligibility score is 10% and you are unlikely to be approved for one of our credit cards.

Based on the information you gave us, your eligibility score is 20% and you are unlikely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 30% and you are unlikely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 40% and you are unlikely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 50% and you are likely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 60% and you are likely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 70% and you are likely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 80% and you are likely to be approved for one of our credit cards, based on the information you gave us.

Based on the information you gave us, your eligibility score is 90% and you are very likely to be approved for one of our credit cards, based on the information you provided.

Based on the information you gave us, your eligibility score is 95% and you are very likely to be approved for one of our credit cards, based on the information you provided.

Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now.

Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now.

Based on the information you provided, we can offer you a credit card. This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now.

Lower amount

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Monthly repayment can't be more than the transferring balance

Higher Amount

To help you find a suitable credit card, we just need to know:

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We'll make some assumptions Close  We have made a number of assumptions in this calculation. You must: remain eligible for the promotional offer keep up with the above monthly repayments stay within your credit limit make at least your minimum monthly repayment on time. about your card usage to make a calculation

To help you find a suitable credit card, we just need to know:

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We'll make some assumptions Close  We have made a number of assumptions in this calculation. You must: remain eligible for the promotional offer keep up with the above monthly repayments stay within your credit limit make at least your minimum monthly repayment on time. about your card usage to make a calculation

How much do you plan to spend on your card each month?

Lloyds Bank Platinum Credit Card image

LLOYDS BANK PLATINUM CREDIT CARD0% Purchase and Balance transfer

29 Month Purchase and Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for up to 29 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

33 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDLow Fee 0% Balance Transfer

33 Month Balance Transfer - £20 cashback offer valid on accounts opened by 27th November 2017*

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 33 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0.57% after refund

on balance transfers made within 90 days of account opening (3% initially charged)

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

* You will be paid £20 cashback within 90 days of your first balance transfer made within 90 days of account opening.

36 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDOur Longest 0% Balance Transfer

36 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 36 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5% after refund

on balance transfers made within 90 days of account opening (3% initially charged)

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

25 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDNo Fee 0% Balance Transfer

25 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 25 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a card with 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable), depending on your individual circumstances.

Low Rate

LLOYDS BANK PLATINUM CREDIT CARDLow Rate

The low-interest credit card that can be your perfect shopping partner

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

N/A

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

N/A

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
5.69%
and a variable
representative
5.7%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind: you may receive a rate of 14.9% APR (variable), depending on your individual circumstances.

Lloyds Bank Avios Rewards

Lloyds Bank Avios Rewards
Credit Card Account

Collect Avios and turn your everyday spending into travel rewards

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Avios

Collect Avios every time you use either of these two cards to fly worldwide or for hotels, car hire and great days out. Also pay no foreign transaction fees when using your card abroad.
This account will mainly benefit people who spend £350 or more per month on their credit card.

Balance transfer offer

0% for 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

Purchase rate offer

0% for 29 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
23.7%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£24

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind: you may receive a different rate of 31.1% APR (variable) based on your individual circumstances.
The APR calculation considers the interest rate you pay and all other fees including the annual fee of £24.

Mobile Banking app

Our Mobile Banking app makes your banking fast, convenient and more secure than ever - the easiest way to keep track of your spending.

Find out more about the app

Download the app now

  

Minimum requirements: Device running iOS or Android. (the app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details).

Useful phone numbers


  • Lost or stolen cards 0800 096 9779 (+44 1702 278270 from outside the UK)

  • Credit card enquiries 0345 606 2172 (+44 1702 278 272 from outside the UK)

  • Activation 0800 032 0444 (+44 2074 812 548 from outside the UK)

  • Balance transfers 0345 606 2172 (+44 1702 278 272 from outside the UK)

These lines are available 24/7.

Mobile Payments

You can use Apple Pay and Android Pay to make contactless payments using your mobile device. Device and card restrictions apply.

Your borrowing options

If you’re going to borrow money, it’s important that you choose an option that’s right for your circumstances.