Activate your credit card

Setting up your credit card is easy, secure, and only takes a moment.

Set up your credit card online

Already registered for Internet Banking? 

Log on to your account and we’ll guide you through the process of setting up your credit card.

Log on to activate

Not registered for Internet Banking?

Get started by creating an Internet Banking account so you can set up your credit card.

Activate and register

Your details are safe with us. We’re constantly adding new safety and security features so you can have peace of mind when banking online.

Other ways of setting up your credit card

Over the phone

You can activate your credit card over the phone once you have received it.

Call 0800 032 0444

In branch

Pop into any Lloyds Bank branch and our staff will be happy to help.

Find your nearest branch

Before I activate my credit card, what will I need?


You’ll need your credit card to hand, and if you’re already registered with Internet Banking, you’ll also need your log on details. If you aren’t registered with Internet Banking, you’ll have the opportunity to register once you’ve activated your credit card.

I’ve registered with Internet Banking, but I’ve forgotten my log on details

You can retrieve your details and reset your password by going to the Internet Banking log on page, selecting ‘Forgotten your password?’, ‘Forgotten your User ID?’, or ‘Having problems logging on?’, and following the instructions.

What does activating my credit card do?

Depending on which credit cards you wish to set up, activating will enable you to use several online features, including viewing online statements, and setting up balance transfers.

Can I activate more than one card?

Yes you can. If you have a primary and additional card on your account, activating the primary card will automatically activate the additional card. If you’re an Avios Rewards, Premier Avios Rewards or a Choice Rewards cardholder, just select one of your cards from the dropdown and it will automatically activate any additional cards.

How long until I can apply to increase my credit limit?

We'll need to see how you manage your credit card account over a period of 6 months before we can consider increasing your credit limit.

How safe is it to shop with a credit card online?

With a Lloyds Bank credit card, you can relax and shop with confidence. If you're the victim of fraud, we'll work with you to reimburse any losses, provided you've taken reasonable precautions to protect your card. Take a look at our tips for safe online shopping.


Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.

We may monitor or record telephone calls to check we have carried out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff.