Here you’ll find lots of important information about your new account, together with helpful tips on making the most of your Lloyds Bank credit card.
With Internet Banking, you can see your credit card balance next to your other Lloyds Bank accounts. You can transfer balances from other credit cards to your Lloyds Bank Credit Card, set up and amend a direct debit and it's easy to see what you're spending. Balance transfer fees apply.
So if you haven’t yet registered for this great free service, here’s what to do:
Add a family member or someone else 18 years or over to your account and they can share all the advantages of the Lloyds Bank card.
And with everyone’s transactions on one monthly statement, it’s an easy way to keep track of the family’s spending.
To request an additional card, call 0845 606 2172.
The Cardholder remains responsible for all spending on the account made by an Additional Cardholder.
Life’s busy, but a Direct Debit for your Lloyds Bank credit card means you’ll have one less thing to sort out each month. You’re still in control though, because you choose whether to pay:
Tips to avoid additional fees and charges:
Currently a fee of £12 will be incurred for any missed payments
Consumer Credit Act protection.
Section 75 of the Consumer Credit Act 1974 (the Act) can offer Lloyds Bank credit card customers useful protection for purchases of over £100 and up to £30,000. Under the Act, a credit card issuer and the retailer have joint responsibility for purchases made if there has been a breach of contract or misrepresentation. For example, if the item is faulty or the company stops trading. If the customer has only paid the deposit on their credit card they may still be able to claim the total value of the purchase under Section 75.
Your Lloyds Bank card has all our latest protection measures built in. Here’s a quick run-down of how you’re protected.
As well as all that, there are a few simple things you can do yourself. Just follow these three tips to stay protected:
To find out more about using your card securely visit our security page
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN.
Calls may be monitored or recorded.