Our current accounts help your money work harder

Our Current Accounts

Switching to us without the fuss

Now you can join us in 7 working days

If you’re thinking of moving your current account, the Current Account Switch Service can make it happen quicker than ever before. All you have to do is let us know the date you want to be switched and provide details of the account you want to switch from. We can sort everything out for you in just 7 working days. Your standing orders and Direct Debits will be automatically transferred to your new account, and you won't need to speak to your old bank at any point. All you have to do is let us know the date you want to be switched and provide details of the account you want to switch from.

We’re everywhere
We have up to 1,300 branches, more than any other bank in the UK, so you’ll find us in nearly every high street as well as online, your mobile devices and through telephone banking. With one of the largest ATM networks in the UK – you can access your money easily and quickly.

You can switch to either our Classic account or Club Lloyds current account online. You’ll be able to switch your account to us at the end of your online application.

If you would like to switch to one of our other current accounts, or would like to switch a joint account, please visit your local branch.

What you get with our bank accounts

  • A Visa debit card you can use in over 500,000 places in the UK and 27 million outlets worldwide.
  • No charges when you use your debit card to withdraw cash from Lloyds Bank ATMs. You can also withdraw cash free of charge from over 63,000 ATMs throughout the UK, in the LINK network. (This doesn’t apply to customers who have a Cash Account).
  • We don’t charge you for use of our Internet and Telephone Banking (PhoneBank®) services, available 24 hours a day, 7 days a week, or for use of our branches.
More about switchingFind out more on how to switch to Lloyds Bank

Upgrade options for existing customers

If you are an existing Classic or Added Value Account Customer take a look at our Added Value Accounts that are packed with benefits

Showing 2 of 2 accounts

Our Student Account is packed with everything you need to make the most of your time at university or college. And our Graduate Account can give you the breathing space you need to find your feet once you’ve completed your degree.

Under 19s Account

The easy way to make the most of your money

  • A Lloyds Bank Visa debit card
  • Money off AA driving lessons if you’re 17 or over
  • Competitive interest rate currently 2.50% AER/ 2.47% Gross** variable interest, paid quarterly, on balances up to £2,500. Any money over £2,500 will earn 0.10% AER (0.10% Gross) variable interest.
See how to applyFind out how to apply for the Under 19s Account

Other bank accounts

Existing customers

Make the most of your current account

Are you getting the most out of everything your account has to offer? See what benefits you have and what they can do for you.

Find out about our recent changes to Vantage.

Switch to us

Current Account Switch Guarantee

Now we can switch your current account to Lloyds Bank in just 7 working days using the Current Account Switch Service.

Joint Accounts

Add a second party to your account. It’s a convenient way to share outgoings such as household bills, shopping and mortgage/rent payments or budget for holidays and special purchases.

Services with our current accounts

See all servicesView our current account services

Switch to us without the fuss

Now you can switch your current account to Lloyds Bank in just seven working days using the Current Account Switch Service.