Added Value Accounts

A current account that offers a package of additional benefits for a monthly account fee.


Features and benefits

  • AXA Travel Insurance

    Covers you for as long as your Added Value Account is active, giving you reassurance when you're away on holiday.

    Find out more

  • AA Breakdown Cover

    UK Roadside Assistance whether you’re in your own vehicle or someone else’s.

    Find out more

  • Mobile Phone Insurance

    Arranged by Lifestyle Services Group Limited, and provides worldwide cover for loss, theft, damage and breakdown (including faults).

    Find out more

  • Card Loss Assistance

    Help for when your credit, debit and store cards get lost or stolen. You can register the cards of your family if they live with you.

    Find out more

Keep in mind

Added Value Accounts explained

What is an Added Value Account?

We aim to take the hassle out of finding travel insurance, breakdown cover, mobile phone protection, and other great benefits by giving you the option to add these features to your current account. With different levels of benefits, you can choose the Added Value Account that’s right for you. If you’re an existing Added Value Account holder, you can also upgrade to a Club Lloyds current account without losing your Added Value benefits.

Upgrade to an Added Value Account

If you’re a Classic or Club Lloyds current account holder you can apply online to upgrade to an Added Value Account. If you're an existing Added Value Account customer you can upgrade your Added Value Account online. Why shop around for travel insurance, breakdown cover and other useful benefits when you can get them all included with your current account?

Log on to upgrade

Personal review

Come into your local branch for a review to help manage and get the most out of your money.

Find out more about personal reviews

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Platinum Account

Packed with benefits for only £17 per month

  • Worldwide Travel Insurance for you and your Family including Winter Sports.
  • AA Breakdown Cover with Roadside Assistance, Relay and Home Start.
  • Mobile Phone Insurance.
  • You can apply for a Planned Overdraft where up to the first £300 is interest and fee-free.

Representative example:
For a Planned Overdraft of £1,200, the interest rate on the first £300 is 0% EARCloseEquivalent Annual RateThe Equivalent Annual Rate (EAR) is used for overdrafts. It shows the effect of interest accruing on interest, in a situation where no repayments to the borrowing are made in a year. This allows you to compare rates across different organisations. The calculation does not include fees or other charges which are quoted separately. variable. On the next £900 the interest rate is 19.89% EAR variable, with a monthly overdraft usage fee of £6.

  • £17 a month fee

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Debit card

Services that come with Added Value Accounts

Debit card

You can withdraw up to £500 a day from a Lloyds Bank Cashpoint or other cash machines. You can use your Visa debit card in over 500,000 locations in the UK and 27 million worldwide.

More about debit cards

Banking your way

Banking your way

Quick, easy ways other than in branch to manage your money 24 hours a day, 7 days a week, online or on the phone with Internet Banking, PhoneBank® and Mobile Banking.

More about ways to bank

Everyday offers

Everyday Offers

Get up to 15% cashback using Everyday Offers at the type of places you regularly shop. It’s available to UK personal current account customers over 18, who bank online. Retailer offers and cashback amounts may vary.

More about Everyday Offers

Text Alerts

Text Alerts

Sign up for our Text Alerts, which can help you keep track of your finances. Limit Alerts tell you if you're near to or over your account limit. You can also get Balance Alerts that let you know when your balance is above or below a level set by you.

More about Text Alerts

Save The Change

Save the Change®

Register for Save the Change and make saving easy. When you buy something with your Lloyds Bank Visa debit card (and your account is in credit), the amount can be rounded up to the nearest pound, and the difference transferred to an eligible Lloyds Bank savings account.

More about Save the Change

Money Manager

Money Manager

Keep track of your spending and see at a glance where your money goes with our free Internet Banking service.

More about Money Manager

Joint account

Joint account

Add a second person to your account. It’s a convenient way to share outgoings such as household bills, shopping and mortgage/rent payments or budget for holidays and special purchases.

More about joint accounts

Added Value Accounts no longer on sale

Select Account

  • £8.95 a month fee

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Silver Account

Our Added Value Accounts

Silver Account

  • £9.95 a month fee

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Gold Account

Gold Account

  • £12.95 a month fee

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Premier account

Premier Account

  • £25 a month fee

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See available accounts

With so much choice, take a look at our other current accounts to see which account suits you best.

Compare accounts now

Useful phone numbers

These lines are available 24/7.

Important legal information

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. We also subscribe to the lending code. Details can be obtained from www.lendingstandardsboard.org.uk.Visit the Lending Standards Board website

Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.