Recommended if you have a limited income, been refused a current account in the past due to financial difficulties, or need an account to pay benefits into
Stay in credit and you won’t have to pay monthly fees. Bank your way with Internet Banking, Telephone Banking, Mobile Banking, in-branch, and also get free Text Alerts.
Withdraw up to £500 a day from any Lloyds Bank CashPoint® or other cash machines.
A Planned Overdraft, a chequebook, or credit interest on your balance.
If you're looking for a current account with more features, or a secondary account for paying bills, you might find another account, such as the Classic Account, to be better suited to your needs. If you are specifically interested in an overdraft you can check your eligibility here. Apply online and if you’re not successful we can usually offer you a Cash Account without needing to reapply.
You can withdraw up to £500 a day from a Lloyds Bank Cashpoint or other cash machines. You can use your Visa debit card in over 500,000 locations in the UK and 27 million worldwide.
Get up to 15% cashback using Everyday Offers at the type of places you regularly shop. It’s available to UK personal current account customers over 18, who bank online. Retailer offers and cashback amounts may vary.
Sign up for our Text Alerts, which can help you keep track of your finances. Limit Alerts tell you if you're near to or over your account limit. You can also get Balance Alerts that let you know when your balance is above or below a level set by you.
Register for Save the Change and make saving easy. When you buy something with your Lloyds Bank Visa debit card (and your account is in credit), the amount can be rounded up to the nearest pound, and the difference transferred to an eligible Lloyds Bank savings account.
Add a second person to your account. It’s a convenient way to share outgoings such as household bills, shopping and mortgage/rent payments or budget for holidays and special purchases.
We can move your current account to a Lloyds Bank Cash Account in just seven working days. Your standing orders and Direct Debits will be automatically transferred to your new account. All you have to do is let us know the date you want to be switched and provide details of the account you want to switch from.
Current accounts and services are offered subject to your status. They are available only to personal customers who are aged over 18, are resident in the UK, and are either an EU national or have permission to stay in the UK for at least 12 months.
Fill in our simple online application form. We’ll just need a few bits of information, and you need to be over 18 and a resident in the UK, and either an EU national or have permission to stay in the UK for at least 12 months.