Cash Account

At a glance

  • Free banking - no charge for everyday transactions when you’re in credit
  • A Lloyds Bank Visa debit card you can use at home for purchases in stores, online and over the phone. It can also be used for purchases abroad.
  • Withdraw money from Lloyds Bank, TSB, Bank of Scotland and Halifax cash machines.  It can also be used in Lloyds Bank branches and at the Post Office.

About the Cash Account

What you get with a Cash Account

  • Free banking – no charge for everyday transactions when you’re in credit.
  • Easy access to your money – withdraw cash from any Lloyds Bank, Halifax and Bank of Scotland cash machine as well as Lloyds Bank and Post Office branches.
  • Quick, easy ways to manage your money 24 hours a day, 7 days a week with Internet BankingPhoneBank®, and Mobile Banking.
  • A grace period if you go overdrawn. You have until 3:30pm (UK time) to pay in enough money to avoid any overdraft fees for that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or PhoneBank®  or pay in cash over the counter in branch.
  • Commission-free foreign currency and non-sterling Travellers Cheques. Order your travel money
  • Mobile top ups. To make life easier, you can use our top-up service for pay-as-you-go mobile phones, available at over 4,200 Lloyds Bank Cashpoint® machines.


What the Cash Account doesn’t include:

  • Planned Overdraft
  • cheque book
  • credit interest
  • ability to use cash machines other than Lloyds Bank, Bank of Scotland and Halifax cash machines

Before you apply, make sure the Cash Account suits your needs.

Debit Cards

Use your card in over 500,000 UK locations and 27 million places worldwide.

Find out moreFind out more about Debit Cards

    Mobile Banking

    Stay on top of your money with our Mobile Banking app and Text Message services.

    Find out moreFind out more about Mobile Banking

      Save the Change®

      Put away the pennies every time you spend.

      Save the ChangeFind out about Save the Change

        You can apply for a Cash account by post only.

        To apply for a Cash account simply download, print and fill in the Cash Account application form. Once you have completed this please return to:

        Paper Cash Account Opening
        Andover Service Centre
        Charlton Place
        Charlton Road
        ANDOVER
        SP10 1RE

        You can also pick up the application form from a branch.

        You may also be interested in our Classic Account

        If you're looking for a current account with features such as an overdraft and mobile banking, you can apply online for an instant decision.

        Apply now

        You can apply for a Cash account by post only.

        To apply for a Cash account simply download, print and fill in the Cash Account application form. Once you have completed this please return to:

        Paper Cash Account Opening
        Andover Service Centre
        Charlton Place
        Charlton Road
        ANDOVER
        SP10 1RE

        You can also pick up the application form from a branch.

        You may also be interested in our Classic Account

        If you're looking for a current account with features such as an overdraft and mobile banking, you can apply online for an instant decision.

          Save the Change®

          Save a few pennies every time you spend with your Lloyds Bank Visa debit card, into your own savings account or nominate a family member's account.

          Find out moreFind out more about Save the Change®

            Want to get more from your current account?

            Try our Classic Account – access to a full range of banking services, up to 3% AER (2.69% Gross) credit interest and the ability to use non-Lloyds Bank ATMs.