Cash Account

Is this the right account for you?

If you want a secondary account for paying bills, or you're being paid a salary, then you may be better suited to one of our other current accounts.

Why not find out more about our Classic account? If you apply online we can usually give you a decision straight away. If you are not successful we can usually offer you a Cash account without needing to apply again.

This account could be perfect if you:

  • Need an account to pay your benefits into
  • Have a limited income
  • Have had financial difficulties in the past and been refused a current account

Please note that this account does not offer a Planned Overdraft or a Cheque Book. If you require any of these additional features a Classic Account may be better suited to your needs.

About the Cash Account

What the Cash Account doesn’t include:

  • Planned Overdraft
  • Cheque Book
  • Credit Interest

What you get with a Cash Account

  • Free banking – no charge for everyday transactions when you’re in credit.
  • Easy access to your money – withdraw cash from any Lloyds Bank, Halifax and Bank of Scotland cash machine as well as Lloyds Bank and Post Office branches.
  • Quick, easy ways to manage your money 24 hours a day, 7 days a week with Internet BankingPhoneBank®, and Mobile Banking.
  • A grace period if you go overdrawn. You have until 3:30pm (UK time) to pay in enough money to avoid any overdraft fees for that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or PhoneBank®  or pay in cash over the counter in branch.
  • Commission-free foreign currency and non-sterling Travellers Cheques. Order your travel money
  • Mobile top ups. To make life easier, you can use our top-up service for pay-as-you-go mobile phones, available at over 4,200 Lloyds Bank Cashpoint® machines.

Debit Cards

Use your card in over 500,000 UK locations and 27 million places worldwide.

Find out moreFind out more about Debit Cards

    Mobile Banking

    Stay on top of your money with our Mobile Banking app and Text Message services.

    Find out moreFind out more about Mobile Banking

      Save the Change®

      Put away the pennies every time you spend.

      Save the ChangeFind out about Save the Change

        Just fill in our simple online application form.  It takes about 10 minutes and you'll need to have a few bits of information to hand.

        Existing Customers

        Applying online is easy.  You can also apply or upgrade in branch or on phone.  Staff in our branches will be happy to help.

        Find your nearest branch

        When you apply you will need proof of both your identity and your address.

        Apply now

        It's quick and easy to apply for a Cash account online.

          Save the Change®

          Save a few pennies every time you spend with your Lloyds Bank Visa debit card, into your own savings account or nominate a family member's account.

          Find out moreFind out more about Save the Change®