Compare current accounts

Find the right bank account for you

From accounts with added extras, to current accounts designed for students and young people, we have a wide range to choose from. Use our table to compare what our accounts to offer and choose the one that suits you.

  
  

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    • Lloyds Bank Current Account comparison table
      Features and benefits
      Monthly account fee
      Interest rate
      Access
       
    • Club Lloyds current account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Club Lloyds current account

      • Access to variable, tiered credit interest on Club Lloyds current account balances from £1 up to £5,000, as long as you pay at least 2 different Direct Debits from your Club Lloyds current account each calendar month.
      • Exclusive access to other Lloyds Bank products, such as savings and mortgages.
      • Choice of one Lifestyle Benefit from three options – dining offers with annual Gourmet Society membership, 6 Vue cinema tickets, or an annual magazine subscription from a selection of titles.

      As long as you pay £1,500 or more into your account each calendar month, we’ll waive the £5 Club Lloyds monthly fee. If in any month you don’t pay in this amount, you will need to pay the fee.

      Variable, tiered credit interest paid on balances in your Club Lloyds account from £1 to £5,000 when you pay at least two different Direct Debits from your account each calendar month.

      • Internet Banking
      • Phonebank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Apply nowFind out more
    • Classic Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Classic Account

      • Free everyday banking as long as you stay in credit
      • £25 interest-free planned overdraft. (Subject to application and approval)

      Free

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Apply nowFind out more
    • Silver Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Silver Account

      • AXA European and UK Travel Insurance
      • AA breakdown cover
      • Mobile phone insurance
      • Sentinel® card protection

      £9.95

      a month.

      Available as an upgrade only for existing Classic or Added Value account customers.

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      UpgradeFind out more
    • Platinum Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Platinum Account

      • AXA Worldwide and UK Travel Insurance with either family or winter sports cover
      • AA breakdown cover
      • Mobile phone insurance
      • Sentinel® card protection

      £17

      a month.

      Available as an upgrade only for existing Classic or Added Value account customers.

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      UpgradeFind out more
    • Under 19s Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Under 19s Account

      • For 11-18-year-olds
      • Instant access to your money
      • Save on AA driving lessons if you’re 17 or over
      • Choice of Visa debit card or cash card

      Free

      Competitive interest rate currently 2.50% AER (2.47% Gross)** variable interest, paid quaterly, on balances up to £2,500.

      Any money over £2,500 will earn 0.10% AER.

      • Internet Banking (16-18 year olds only)
      • PhoneBank (16-18 year olds only)
      • Mobile Banking (16-18 year olds only)
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Find out more
    • Student Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Student Account

      • Interest and fee-free Planned Overdraft of up to £1,500
      • Lloyds Bank Visa debit card
      • Can apply for a Lloyds Bank Student Credit Card

      Free

      N/A

      • Internet Banking
      • PhoneBank 
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Find out more
    • Graduate Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Graduate Account

      • Interest and fee-free tiered Planned Overdraft
      • A low-cost graduate loan
      • Lloyds Bank Visa debit card
      • Available to customers who graduated from a UK university in the last 3 years

      Free

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Find out more
    • Cash Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Cash Account

      Please note that with this account you do not get:

      • Planned Overdraft
      • Cheque Book
      • Credit Interest

      Free

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Post Office
      Find out more
    • Islamic Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Islamic Account

      • Shariah-approved bank account
      • Interest free
      • No minimum balance

      Free

      No interest in accordance with Shariah law

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      Find out more