Compare current accounts

Find the right bank account for you

From accounts with added extras, to current accounts designed for students and young people, we have a wide range to choose from. Use our table to compare what our accounts to offer and choose the one that suits you.

  
  

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    • Lloyds Bank Current Account comparison table
      Features and benefits
      Monthly account fee
      Interest rate
      Access
       
    • Club Lloyds current account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Club Lloyds current account

      • Earn credit interest on your whole balance up to £5,000, if you pay two Direct Debits each month.
        • If your balance is £4,000 to £5,000, you'll earn 4% AER/3.93% Gross on it all.
        • If your balance is £2,000 to £3,999.99, you'll earn 2% AER/1.98% Gross on it all.
        • If your balance is £1 to £1,999.99, you'll earn 1% AER/Gross on it all.
        • If your balance is over £5,000, you'll still earn 4% AER/3.93% Gross on the first £5,000, but 0% on anything over that.
      • Choose a different Lifestyle Benefit every year per account from:
        • 6 VUE cinema tickets.
        • An annual magazine subscription.
        • Annual Gourmet Society membership.
      • Exclusive access to offers on other Lloyds Bank products, such as savings, mortgages, home insurance and credit cards.

      Find out more

      Get all this for free if you pay in £1,500 a month, otherwise the account costs just £5 per month.

      Variable, tiered credit interest paid on balances in your Club Lloyds account from £1 to £5,000 when you pay at least two different Direct Debits from your account each calendar month.

      • Internet Banking
      • Phonebank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Apply nowFind out more
    • Classic Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Classic Account

      • Free everyday banking as long as you stay in credit
      • £25 interest-free planned overdraft. (Subject to application and approval)

      Free

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Apply nowFind out more
    • Silver Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Silver Account

      • AXA European and UK Travel Insurance
      • AA breakdown cover with Roadside Assistance
      • Mobile phone insurance
      • Sentinel® card protection

      £9.95

      a month.

      Available as an upgrade only for existing Classic or Added Value account customers.

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      UpgradeFind out more
    • Platinum Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Platinum Account

      • AXA Worldwide and UK Travel Insurance with either family or winter sports cover
      • AA Breakdown Cover with Roadside Assistance, Home Start and Relay
      • Mobile phone insurance
      • Sentinel® card protection

      £17

      a month.

      Available as an upgrade only for existing Classic or Added Value account customers.

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      UpgradeFind out more
    • Under 19s Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Under 19s Account

      • For 11-18-year-olds
      • Instant access to your money
      • Save on AA driving lessons if you’re 17 or over
      • Choice of Visa debit card or cash card

      Free

      Competitive interest rate currently 2.50% AER (2.47% Gross)** variable interest, paid quarterly, on balances up to £2,500.

      Any money over £2,500 will earn 0.10% AER.

      • Internet Banking
      • Mobile Banking
      • PhoneBank (16-18 year olds only)
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Find out more
    • Student Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Student Account

      • Interest and fee-free Planned Overdraft of up to £1,500
      • Lloyds Bank Visa debit card
      • Can apply for a Lloyds Bank Student Credit Card

      Free

      N/A

      • Internet Banking
      • PhoneBank 
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Find out more
    • Graduate Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Graduate Account

      • Interest and fee-free tiered Planned Overdraft
      • A low-cost graduate loan
      • Lloyds Bank Visa debit card
      • Available to customers who graduated from a UK university in the last 3 years

      Free

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      • Post Office
      Find out more
    • Cash Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Cash Account

      Please note that with this account you do not get:

      • Planned Overdraft
      • Cheque Book
      • Credit Interest

      Free

      N/A

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Post Office
      Find out more
    • Islamic Account
      Features and benefits
      Monthly account fee
      Interest rate
      Access

      Islamic Account

      • Shariah-approved bank account
      • Interest free
      • No minimum balance

      Free

      No interest in accordance with Shariah law

      • Internet Banking
      • PhoneBank
      • Mobile Banking
      • Cashpoint®
      • Branch
      • Text Alerts
      Find out more