Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority except for lending where we are licensed by The Office of Fair Trading. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
How much we lend (if any) depends on your circumstances. You must be 18 or over and a UK resident to apply. Overdrafts are repayable in full on demand.
*There are a few exceptions to this, so you could still go into an Unplanned Overdraft in situations, including: - If you’ve used your Visa debit card somewhere where a retailer can’t check with us, like on an aeroplane. - If the Planned Overdraft limit on your account is reduced and you don’t have enough money to keep within your new limit.