New contactless technology makes shopping quicker and easier. With contactless on your debit card you can pay most transactions up to £20 without entering your PIN – just hold your card against the contactless reader.
Lloyds Bank debit cards with contactless technology have the contactless symbol on the front. If your current card doesn’t have contactless you can order a new one in your local branch.
Here’s how it works:
And just like existing chip and PIN services, you can see how much you spend when you pay by contactless because you’ll see every transaction on your current account statement
Contactless technology uses the same high level security features that are behind chip and PIN services. It doesn’t put you at any greater risk of fraud.
Added security features from Lloyds Bank:
Contactless is a new payment method for transactions of up to £20. You pay for your goods simply by holding your card in front of the contactless card-reader rather than putting your card into a terminal and entering your PIN.
It’s quick, convenient and saves you time – there’s no need to rummage around for change, or enter your PIN for most of your contactless transactions.
No, it’s completely up to you. Your debit card works with chip and PIN just as usual. Contactless technology just gives you more options for how to pay.
Contactless uses the latest secure Visa technology. If your card is lost or stolen, you’re protected against fraud loss – providing you take the kind of precautions we recommend and let us know as soon as you realise it’s gone.
It’s very unlikely that you’ll ever be charged twice. You would need to be asked for payment twice, and present your card twice.
Many UK retailers have already installed contactless card readers, with more big names bringing it in all the time.
Although you can use your Lloyds Bank Visa debit card abroad, you can only use contactless for purchases in the UK at the moment.
No, it’s completely free.
Payments made using contactless may not be deducted from your available account balance immediately. It’s important that you keep track of your contactless usage.
No. One security feature of contactless is a limit on the amount of purchases that can be made before you need to enter your PIN.
Just get in touch with us and we’ll send you a Visa debit card without contactless technology.
Lloyds Bank won a Defaqto award 2011 for our current accounts.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.