A joint account is an account in the name of two or more people. It’s a convenient way to share outgoings like shopping, household bills and mortgage or rent payments. You could also budget for holidays or large purchases with a joint savings account.
If you also have your own current account with Lloyds Bank it’s easy to transfer money between the two.
If you have an account already:
If you don’t have an account yet:
You can either:
We have a great range of current accounts and you can manage them online.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority except for lending where we are licensed by The Office of Fair Trading. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
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