How much would you like to borrow this month?

Using a Planned OverdraftPlease enter the amount you would like to borrow this month using a Planned Overdraft. This is an overdraft up to an agreed limit which you arrange with us in advance. You can find out your limit on your statement or through Internet Banking.
£

£0

£5000

Maximum number of days

1

31

I may exceed my Planned Overdraft limit
Using an Unplanned OverdraftPlease enter an amount you may/ may have exceeded your Planned Overdraft limit by this month. If you try to make a payment out of your account (for example by Direct Debit or cheque) and you don't have enough money, we will treat this as a request for an 'Unplanned Overdraft' or for an increase in one you already have. If we agree, we'll provide you with an Unplanned Overdraft (or extend your existing one) to cover the payment.
£

£0

£100

Maximum number of days
1

1

31

How much would you like to borrow this month?

Using a Planned Overdraft
£
Maximum number of days
I may exceed my Planned Overdraft limit
Using an Unplanned Overdraft
£
Maximum number of days

Results

Your Account
Classic
Interest
£
Monthly Overdraft Usage Fee
£
Total Unplanned Overdraft Daily Fees
£
Total Monthly Cost
£

For further details about what is included in the total monthly cost, please see our Banking Charges guide

An overdraft may cost you less on one of our other accounts, click here to find out more.

Representative example

Important Information

  • The Total Monthly Cost is for illustrative purposes only and based on the information you have provided. It only includes fees and charges relating to overdrafts, other account fees may apply.
  • This tool is only suitable for calculating an estimate of cost for Planned Overdraft borrowing of up to £5000 and Unplanned Overdraft borrowing of up to £100.
  • The Overdraft Calculator will assume that the amount(s) selected will be used within the same monthly billing cycle. If the amount(s) selected would be used over more than one billing cycle further fees and charges may apply.
  • When calculating the cost related to any Unplanned Overdraft, the Overdraft Calculator assumes you have already used the maximum amount of your Planned Overdraft.  Please note if the number of days selected for Unplanned Overdraft usage exceed the number of days selected in the Planned Overdraft section the cost may not be calculated correctly.
  • How much we lend (if any) is subject to application and approval. Overdrafts are also repayable on demand.

1EAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges.