Packed with all you need to make the most of your studies
You can apply for an interest and fee-free tiered Planned Overdraft of up to £1,500. In your first year of study you could get up to £500 for the first six months, and then ask us to increase it to £1,000 in months seven to nine. From month 10 until the end of your third year you can ask for another increase to £1,500. If you’re studying on a course that is longer than three years, you can request to increase it to £2,000 from year four onwards, should you need it.
You can also apply for a Lloyds Bank Student credit card, with a credit limit of at least £500, to help you spread costs for large purchases. Representative 19.9% APR (variable).
Stay in credit and you won’t have to pay monthly fees. Bank your way with Internet Banking, Telephone Banking, Mobile Banking, in-branch, and also get free Text Alerts.
To apply for a Planned Overdraft or Lloyds Bank Student credit card, you must be 18 or over.
All overdrafts are subject to our assessment of your circumstances and are repayable on demand.
If you use a Planned Overdraft of £1,800 in your second year the overdraft interest rate we will charge on the first £1,500 will be 0% EAR CloseEquivalent Annual RateThe Equivalent Annual Rate (EAR) is used for overdrafts. It shows the effect of interest accruing on interest, in a situation where no repayments to the borrowing are made in a year. This allows you to compare rates across different organisations. The calculation does not include fees or other charges which are quoted separately. variable and a monthly overdraft usage fee will not apply. The overdraft interest rate on the next £300 will be 8.21% EAR variable and a monthly overdraft usage fee of £6 will apply.
All applications are subject to a review of your personal circumstances.
You can withdraw up to £500 a day from a Lloyds Bank Cashpoint or other cash machines. You can use your Visa debit card in over 500,000 locations in the UK and 27 million worldwide.
Get up to 15% cashback using Everyday Offers at the type of places you regularly shop. It’s available to UK personal current account customers over 18, who bank online. Retailer offers and cashback amounts may vary.
Sign up for our Text Alerts, which can help you keep track of your finances. Limit Alerts tell you if you're near to or over your account limit. You can also get Balance Alerts that let you know when your balance is above or below a level set by you.
Register for Save the Change and make saving easy. When you buy something with your Lloyds Bank Visa debit card (and your account is in credit), the amount can be rounded up to the nearest pound, and the difference transferred to an eligible Lloyds Bank savings account.
We can move your current account to a Lloyds Bank Student Account in just seven working days. Your standing orders and Direct Debits will be automatically transferred to your new account. All you have to do is let us know the date you want to be switched and provide details of the account you want to switch from.
Current accounts and services are offered subject to your status. They are available only to personal customers who are aged over 18, are resident in the UK, and are either an EU national or have permission to stay in the UK for at least 12 months.
Pop into any Lloyds Bank branch and our staff will be happy to help. You’ll need to bring your UCAS confirmation letter or a letter from your university or college confirming your place.
If you aren’t already a Lloyds Bank current account holder, you’ll also need to bring your ID, such as a passport or driving licence, and proof of address, such as a utility bill (not a mobile phone bill) that’s dated within the last three months.