The choice of
|Balance||AER %||Gross %||Net %|
|£1 - £2,500||2.50||2.47||1.98|
These interest rates are correct as at 23/11/2009.
Interest rates are variable.
Interest is paid quarterly.
To open an Under 19s account, you must be aged between 11 and 18. You can apply for an account at your local branch.
If you’re aged between 11 and 15
You’ll need two forms of ID, such as your passport or birth certificate, as well as proof of your parent’s identity and address.
If you’re over 16
You don’t need to be accompanied by a parent, but you need to bring in two forms of ID and proof of your address.
To open an Under 19s Account, you must be aged between 11 and 18.
You’ll need two forms of ID, such as passport or birth certificate, as well as proof of your parent’s identity and address.
If you’re over 16, you don't need to be accompanied by a parent but need to bring in two forms of ID and proof of your address.
Apply at your local branch
Are you at university? Try our Student Account.
*Under 19s Account holders aged 18 or over do not have access to set up overdrafts or have Save the Change balances transferred to their account. In addition, Under 19s Account customers aged 11-15 cannot use the International Payments service. The online daily payment limit is £500 if you need to pay more than this, please visit your local branch. You will only be able to view your Under 19s Account via Internet Banking and not any other accounts you hold with Lloyds Bank
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
PhoneBank® is a registered trademark of Lloyds Bank plc. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
Save the Change® is a registered trademark of Lloyds Bank Plc.
CashPoint® is a registered trademark of Lloyds Bank Plc.
Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. You must be registered for Internet Banking.
AER (Annual Equivalent Rate) - the rate if interest was paid and compounded once a year. Gross rate - the rate before we take off income tax. Rates are variable and interest is paid quarterly.