Vantage is no longer available with new current accounts or as an upgrade option for existing customers.

Existing customers who already have Vantage can automatically keep Vantage on their account so if you’re thinking of moving to another account where Vantage would be available (Classic, Silver or Platinum accounts), you can transfer Vantage to your new current account.

Vantage at a glance

Vantage pays  interest  on your current account balance. The more money you have in your account the more interest you can earn, on balances between £1,000 and £5,000.

Vantage variable interest rates are tiered on balances up to £5,000. To get interest paid each month, all you need to do is pay at least £1,000 into your account during the calendar month, pay at least two different direct debits from your account each calendar month, and keep your account in credit during the monthly billing period. No interest will be paid if any of the 3 conditions above are not met or if you have a balance less than £1,000 or more than £5,000.

Vantage Interest rates

    Interest Calculated Daily, Paid Monthly
    AER% Gross%
    £1 - £999
    £1,000 - £2,999
    £3,000 - £5,000

These interest rates are correct as at 02/07/2014 and apply to the whole of your balance up to £5,000.
Interest rates are variable.

Vantage Terms and Conditions



Net rate is the rate of interest the account pays after lower rate tax has been deducted. If you are a non-taxpayer, you can reclaim the tax by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.


This illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily.

Gross Rate

Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.