It’s reassuring to know you’ve got cover should something unexpected happen. Our range of insurance policies can give you the cover you need for the things that matter to you.

Home Options Insurance

Save time by buying your home insurance online and protect the things you love, right now.

  • Receive a 10% discount when you buy Home Options Insurance as an existing Lloyds Bank customer. You’ll be asked to confirm that you have an existing account or product with Lloyds Bank (such as Banking, Savings, Credit Cards, Mortgages, Loans or Insurance) Once confirmed the discount will be applied to your policy. The discount excludes Home Emergency and Legal Expenses Cover.
    Conditions apply
  • £50 cashback for new customers who buy combined buildings and contents online. Conditions apply
  • Spread your premium over 12 monthly instalments by direct debit without any interest charges. Remember to keep your monthly payments up to date to remain covered.

Home Solutions Insurance

  • Take out combined buildings and contents insurance, and we'll reward you with a 25% discount on your first year's premium (minimum premiums and conditions apply)
  • Rest easy – you can relax knowing you have unlimited sums insured – this means we’ll cover the cost of rebuilding your home, or repairing or replacing your possessions. Inner policy limits apply.
  • Quality you can trust -Defaqto have given our Home Insurance its top 5 Star Rating for the sixth year running.
  • Spread the cost. You can spread your premium over 12 monthly instalments by direct debit without any interest charges. Remember to keep your monthly payments up to date to remain covered.
  • UK based call centres.

Club Lloyds Offer

  • As a Club Lloyds customer we’ll give you a 10% discount when you take out a new combined buildings and contents policy, or upgrade from a buildings only or contents only policy to a combined one.
  • The Club Lloyds offer is only available on Home Options and Home Solutions products, separate conditions apply for each and minimum premiums may apply.
  • The Club Lloyds discount will be applied to your premium in addition to any other discounts that you are entitled to.

We offer two different home insurance products, depending on your needs.

  • Home Options Insurance is available online or over the phone.
  • Home Solutions Insurance is available through your local branch and over the phone.

When you rely on your car, you can count on our Car Insurance

  • Be rewarded for careful driving with a no claims discount, minimum premiums apply
  • 24-hour emergency and windscreen helpline
  • Three-year guarantee on approved claims repairs
  • Use of a courtesy car while an approved repairer is fixing yours (with comprehensive cover only, subject to eligibility and availability)
  • Lloyds Bank car insurance is underwritten by a panel of insurers

10% discount available

Get 10% off our standard cover in the first year when you log in to Internet Banking to get a quote and buy your policy. The discount is automatically applied to your premium and excludes optional extras.

Quote links take you to a partner site with a new privacy and cookie policy

We no longer offer stand-alone protection products, e.g. life cover, critical illness cover, lifetime cover and income protection.

For customers that know what protection products they require, a range of products are available from Scottish Widows Direct (also part of Lloyds Banking Group) on 0845 769 7564. This is a non-advised telephony service offering life and critical illness cover only.

Customers who feel that they need advice should visit The Money Advice Service at The Money Advice Service is an independent, impartial service, set up by the government, which provides details of local financial advisers.


Click here for more information.

Travel Insurance - peace of mind when you're away from home

Make sure you've got it covered when you take off for a spot of globe trotting. With Travel Insurance from Lloyds Bank, you can really relax while you're away.

  • A 20% discount when you buy online
  • Emergency medical expenses covered up to £10 million
  • Choose single trip or annual multi-trip cover
  • Administered and underwritten by AXA Insurance UK plc

Mobile Phone Insurance

As a Silver, Gold, Platinum or Premier Current Account customer, you don't have to worry- your mobile phone is covered in the UK and abroad for loss, theft, damage (including accidental), electrical or mechanical breakdown and airtime abuse.