It’s reassuring to know you’ve got cover should something unexpected happen. Our range of insurance policies can give you the cover you need for the things that matter to you.

Home Options Insurance

Save time by buying your home insurance online and protect the things you love, right now.

  • Receive a 10% discount when you buy Home Options Insurance as an existing Lloyds Bank customer. You’ll be asked to confirm that you have an existing account or product with Lloyds Bank (such as Banking, Savings, Credit Cards, Mortgages, Loans or Insurance) Once confirmed the discount will be applied to your policy. The discount excludes Home Emergency and Legal Expenses Cover.
    Conditions apply
  • £50 cashback for new customers who buy combined buildings and contents online. Conditions apply
  • Spread your premium over 12 monthly instalments by direct debit without any interest charges.

Home Solutions Insurance

  • Take out combined buildings and contents insurance, and we'll reward you with a 25% discount on your first year's premium (minimum premiums and conditions apply)
  • Rest easy – you can relax knowing you have unlimited sums insured – this means we’ll cover the cost of rebuilding your home, or repairing or replacing your possessions. Inner policy limits apply.
  • Quality you can trust -Defaqto have given our Home Insurance its top 5 Star Rating for the sixth year running.
  • Spread the cost. You can spread your premium over 12 monthly instalments by direct debit without any interest charges.
  • UK based call centres.

Existing customers

Already have insurance from Lloyds Bank? Find information on what’s covered in your policy, how to make a claim, useful phone numbers and what else you can do to stay protected.

We offer two different home insurance products, depending on your needs.

  • Home Options Insurance is available online or over the phone.
  • Home Solutions Insurance is available through your local branch and over the phone.

When you rely on your car, you can count on our Car Insurance

  • Be rewarded for careful driving with a no claims discount, minimum premiums apply
  • 24-hour emergency and windscreen helpline
  • Three-year guarantee on approved claims repairs
  • Use of a courtesy car while an approved repairer is fixing yours (with comprehensive cover only, subject to eligibility and availability)
  • Lloyds Bank car insurance is underwritten by a panel of insurers

10% discount available

Get 10% off our standard cover in the first year when you log in to Internet Banking to get a quote and buy your policy. The discount is automatically applied to your premium and excludes optional extras.

Quote links take you to a partner site with a new privacy and cookie policy

Protect your family- Life and Lifetime Cover

Whatever comes your way in life, it's good to know that you can at least prepare for some of it. Our Protection for Life plan offers all the protection you need in a single plan, saving you the hassle of shopping around.

  • Protect your family within the selected term in one simple move
  • Flexible cover to suit your needs
  • Help for your family to pay off the mortgage or other debts on your diagnosis of a terminal illness or on your death with our Life Cover policy
  • A lump sum after your death with Lifetime Cover

Protect your health- Critical Illness Cover

A serious illness could have a major impact on your life and your ability to earn a living. Critical Illness Cover could give you the financial protection you'd need to help you cope.

  • Pays out a lump sum if you’re diagnosed with one of the critical illnesses specified in the policy
  • Children’s Critical Illness Cover included as standard
  • Children's Life Cover included as standard

Discuss your Protection needs

To arrange to see one of our Financial Consultants in branch to discuss any of these needs simply book an appointment online.

Protect your income

If you can't work, bills still have to be paid. Taking out Essential Earnings Cover could help.

  • A monthly payment if you can't work because of an accident or long-term illness
  • Help for you and your family to meet everyday expenses

Travel Insurance - peace of mind when you're away from home

Make sure you've got it covered when you take off for a spot of globe trotting. With Travel Insurance from Lloyds Bank, you can really relax while you're away.

  • A 20% discount when you buy online
  • Emergency medical expenses covered up to £10 million
  • Choose single trip or annual multi-trip cover
  • Administered and underwritten by AXA Insurance UK plc

Mobile Phone Insurance

As a Silver, Gold, Platinum or Premier Current Account customer, you don't have to worry- your mobile phone is covered in the UK and abroad for loss, theft, damage (including accidental), electrical or mechanical breakdown and airtime abuse.