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Home Insurance and Home Insurance Premier

We recognise that everyone's home insurance needs are different. That’s why we offer two levels of cover for you to choose from. Lloyds Bank Home Insurance – a tailored, flexible offering, and Lloyds Bank Home Insurance Premier – a more inclusive offering where additional cover and higher limits are included as standard. In addition to great cover, you can also benefit from the following offers:

  • 40% discount introductory offer for your first year when you buy a new buildings, contents or combined buildings and contents policy. Conditions apply.
  • 10% discount if you're an existing Lloyds Bank customer and buy home insurance online or by telephone. You’ll be asked to confirm that you have an existing account or product with Lloyds Bank (such as banking, savings, credit cards, mortgages, loans or insurance). Once confirmed the discount will be applied to your policy. Conditions apply.
  • Club Lloyds customers can also get an extra 10% discount when they take out a combined buildings and contents policy either by logging in, getting a quote and buying through Internet Banking or by telephone. Conditions apply.

Discounts exclude Home Emergency and Legal Expenses cover. These three offers can be taken together. Multiple discounts are applied consecutively which may reduce the overall discount you receive.

Find out more about home insurance

Compare our two levels of covers

Home Insurance

Home Insurance Premier

Personalise your policy by selecting your ideal cover limits and excesses, and additional cover options, such as:

  • Accidental Damage Cover
  • Outbuildings Cover
  • Contents In Outbuildings And In The Open Cover
  • Personal Belongings Away From The Home Cover
  • Pedal Cycle Cover
  • Students' Contents Away From Home Cover
  • Legal Expenses Cover
  • Home Emergency Cover

Higher limits and more cover as standard, including:

  • Unlimited Buildings Insurance
  • Unlimited Contents Insurance
  • Unlimited Accidental Damage Cover
  • Unlimited Outbuildings Cover
  • Unlimited Replacement Locks and Keys Cover, with no excess to pay
  • Contents in outbuildings covered up to £10,000, and in the open up to £2,000
  • Generous alternative accommodation cover limits

For full details on limits, terms and exclusions see our policy documents.

Find out more about home insurance

Frequently asked questions

Get a quote online

Get a quote online

It'll take about ten minutes to get a quote online

Get a quote

Log into Internet Banking to get a quote online

Log on

Help and guidance

Insuring your home can sometimes feel overwhelming, so we’re here to help make things as simple as possible.

Existing customers

If you already have home insurance with us, you might find the following links useful

Home Solutions Insurance

Our Home Solutions Insurance has been rated 5 stars by Defaqto, the independent financial research company. You can purchase Home Solutions by visiting one of our branches.

Financial Services Compensation Scheme

FSCS logo

Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.