Home Insurance contents cover

Choose between two levels of quality cover and get a range of benefits as standard, as well as cover for the usual things like theft, fire, and flood

Features and benefits

  • We’ll repair or replace the contents of your home if they are lost or damaged by events including theft, fire and flood up to the sum insured. Inner limits apply.
  • Receive 10% discount if you're an existing Lloyds Bank customer and buy home insurance online or by telephone. You’ll be asked to confirm that you have an existing account or product with Lloyds Bank (such as banking, savings, credit cards, mortgages, loans or insurance). Once confirmed the discount will be applied to your policy. Excludes Home Emergency and Legal Expenses cover. Conditions apply.

Keep in mind

What is contents insurance?

Contents insurance generally covers things you’d usually pack up and put in a removal van if you moved home if they are stolen or damaged by events like flood, fire and storm.

What does contents insurance cover?

Whether you choose Home Insurance or Home Insurance Premier, you get a range of benefits as standard with our contents insurance, including:

  • Protection for items your visitors bring with them when they visit your private residence
  • Cover for your cards and cash when in your private residence, and
  • Replacement of Sets Cover - following a successful claim, we’ll replace the undamaged items of a matching set if a reasonable match can’t be found.

Additional cover options

Choose from a wide range of additional cover options to tailor your policy to your exact requirements. Our additional cover options include:

  • Contents In Outbuildings And In The Open Cover - included as standard with Home Insurance Premier
  • Accidental Damage Cover - included as standard with Home Insurance Premier
  • Personal Belongings Away From The Home Cover
  • Students' Contents Away From Home Cover
  • Pedal Cycle Cover
  • Specified Items Cover
  • Legal Expenses Cover (Underwritten by DAS Legal Expenses Insurance Company Limited)
  • Home Emergency Cover - protects against the cost of emergency repairs which wouldn't normally be covered by your home insurance. Underwritten by Royal & Sun Alliance Insurance plc.

For more information see the home insurance policy documents.

Online icon


Getting an online quote is easy and you'll be able to compare our two levels of cover side-by-side

Get a quote

Log on to Internet Banking

Log on and follow the home insurance link on the left hand side.

Phone icon

By phone

To speak to an adviser, call us on

0800 056 3040

Lines are open 8am-6pm Mon-Fri, 8am-4pm Sat

Get or retrieve a quote online

Getting a quote is simple and you'll be able to compare our two levels of cover side-by-side. You’ll need to have these things to hand: the address of the property you want to insure, the date when your current insurance runs out, the approximate year the property was built, and details of your home insurance claims history.

Get a quote

It'll take about ten minutes to get a quote online

Get a quote

Already got a quote saved?

Retrieve a quote

Log on to Internet Banking

Log on and follow the home insurance link on the left hand side.

Log on

Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065