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As well as the usual things covered like theft, fire, flood and earthquakes we’ll give you a range of benefits as standard:
We will pay either the cost of repair, or the cost of replacement.
|Theft or attempted theft||As standard|
|Flooding, fires, smoke, explosions, storm, lightning or earthquakes||As standard|
|Subsidence and/or heave of the site on which your home stands. There is a £1,000 excess on subsidence claims||As standard|
|Escape of water from, or the freezing of, fixed domestic water installations, or escape of oil from fixed domestic oil heating installations||As standard|
|Impact by aircraft or other aerial device, or anything dropped from them, or by any vehicle, train, animal, falling tree or branch or any falling aerial, satellite dish or mast||As standard|
|Malicious damage or vandalism||As standard|
|Any necessary costs for architects’ and surveyors’ fees following damage to the buildings by an insured event||Up to the sum insured|
|24-hour home emergency cover and helpline||Optional – find out more|
|Alternative accommodation costs for you and your domestic pets if your home cannot be lived in following an event covered by your policy||Up to 20%
of sum insured
|Accidental breakage of ceramic hobs in fixed appliances, sanitary ware (like baths) and fixed glass (like windows)||As standard|
|Other accidental damage – for example, DIY damage||Optional|
If you choose to add any of the optional extras to your policy you will have to pay a small additional premium for each one.
For full details of terms and conditions, check the policy documents.
Get combined buildings and contents cover with a £50 cashback offer. Conditions apply.
Getting a quote is simple.
You’ll need to have these things to hand:
Read the full policy details in the Home Options Buildings Insurance Policy Documents.
You may get two different policy documents from two different underwriters if you buy combined Buildings and Contents insurance.
To speak to one of our home insurance advisers call 0800 056 3040.For more detail on our insurance products, try our Online Assistant.
Lloyds Bank Home Options Insurance is arranged by Lloyds Bank Insurance Service Limited and underwritten by a panel of insurers, including our related company Lloyds Bank General Insurance Limited. Lloyds Bank Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under registration number 310738. Lloyds Bank General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202091. You can check the Financial Services Register at www.fca.org.uk.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority except for lending where we are licensed by The Office of Fair Trading. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.
Getting an online quote for Home Options Buildings Insurance is easy.
To speak to one of our home insurance advisers call 0800 056 3040.
For more detail on our insurance products, try our Online Assistant.
£50 cashback offer. Conditions apply.