Car Insurance

We do more to keep you on the road

It only takes minutes to get a competitive quote from our panel of leading insurers.

Free added benefits offer that you won't find on comparison sites

Combined icons non-cashback

If you use our Internet Banking service you can also save with our £25 cashback offer. Just log on to Internet Banking and click the Car Insurance link under the compare and apply section to   find out more. Terms and conditions apply. Offer ends 31 July 2014.

Plus all this as standard

  • 24-hour emergency and windscreen helpline.
  • 3 year guarantee on approved claims repairs.
  • Use of a courtesy car while an approved repairer is fixing yours (with comprehensive cover only, subject to eligibility and availability).
  • Be rewarded for careful driving with a no claims discount, minimum premiums apply.
  • 60 days’ European Union cover included when you take your car on holiday.

Terms and conditions apply. Please refer to the policy documents for details of what is and isn’t covered.

Lloyds Bank Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers.

We know your car is essential to keeping you on the move. That’s why we give you free Tier 1 Guaranteed Replacement Car cover worth £19.99. It means you can get back on the road as soon as possible if your car is stolen or written off, or is no longer driveable following a fire, theft or accident claim. Offer ends 31 July 2014.

Rely on all this:

  • A car promptly and efficiently from a leading national network as long as you claim within 14 days.
  • Use of car for up to 14 days
    - when yours has been stolen or written off
    - whilst waiting for a courtesy car to become available
    - when yours is not driveable following a fire, theft or accident claim.

An upgrade to Tier 2 cover, which provides use of a car for up to 28 days, is also available at a reduced price.

How is Guaranteed Replacement Car cover different to courtesy car cover?

Courtesy car cover won’t be available to you if your car is stolen or written off, it is dependent on a car being available from the garage and is only available with Comprehensive cover.

Free cover offer is for the first year only. Terms and conditions apply. Please refer to the policy documents for details of what is and isn’t covered.

Minimum 12 months’ driving licence and a refundable fuel deposit required when obtaining the replacement car. Only available in the UK or Isle of Man. This service is administered by ACM ULR Limited.

It’s easy for car keys to go missing. So we provide free Keycare cover worth £7.99. Just attach a Keycare fob to your keys and Keycare will come to the rescue when you need it. Offer ends 31 July 2014.

Benefit from all this:

  • Cover anywhere in the EU.
  • Cover if you lock your keys inside your car or home. Including locksmith charges, new locks, replacement keys, car hire and onward costs (within the annual limit per registered key fob).
  • A 24/7 helpline – no matter when you lose your keys, Keycare will be there to help.
  • A £10 reward paid by Keycare to anyone who finds and returns your keys.
  • No excess to pay, and Keycare claims won’t affect your no claims discount.


Free cover offer is for the first year only. Terms and conditions apply. Please refer to the policy documents for details of what is and isn’t covered.

Keycare is arranged by BISL Limited, administered by Keycare Limited and underwritten by Ageas Insurance Limited.

Additional Cover

Have even more peace of mind when you’re driving: for an additional premium you can add optional extras, like RAC Breakdown Cover and Motor Legal Protection, to your policy.

Wherever you’re heading, a breakdown’s always going to be the last thing you want. But it can happen. To make sure you stay on the road, you can add RAC Breakdown Cover to your policy. Cover starts from £39.99 per year.

The levels of breakdown cover are: 

Roadside Assistance You can call out RAC when you break-down at least a quarter of a mile from home. £39.99 pa
Roadside & At Home Also includes cover when your car breaks down at home.
£59.99 pa
Roadside & Recovery With this cover, if the RAC can’t fix your car by the roadside, they will take it, along with up to seven passengers, to any single address in the UK.
£59.99 pa
Roadside, At Home & Recovery Combines 1, 2 and 3.
£69.99 pa
Roadside, At Home, Recovery & Onward Travel Also includes car hire, payment for public transport and even hotel accommodation if you need it to complete your journey. £79.99 pa
Roadside, At Home, Recovery, Onward Travel & EU The highest form of cover, it also covers you for travel in European countries. £129.99 pa

Provided by RAC Motoring Services.

Terms and conditions apply. Please refer to the policy documents for details of what is and isn’t covered.

If you’re involved in a road accident caused by someone else’s negligence, you could find yourself out of pocket. But Motor Legal Protection can provide up to £100,000 of legal expenses to help claim back losses not covered by your car insurance policy, from the person who caused the accident. This cover costs £25.99 per year.

Here’s how it protects you:

  • Up to £100,000 motor legal expenses cover, including professional fees.
  • Can be used to claim compensation for death and injury, to you and your passengers.
  • Can be used to recover costs of damage to your vehicle or items in it not covered by your car insurance.
  • 24 hour emergency claims line, 365 days a year.

Terms and conditions apply. Please refer to the policy documents for details of what is and isn’t covered.

Motor Legal Protection is administered by ACM ULR Limited. The Legal Expenses element is uderwritten by AmTrust Europe Limited. Claims are subject to assessment by a legal professional and must, in their view, have a reasonable chance of success and not cost more to recover the loss than the amount of the loss itself.

For car insurance you can rely on, you’re already in the right place.

Did you know that you can manage your policy online with our self-service centre?

Car insurance self service centre benefits

Access your policy online 24-7

View, download or print your policy documents

Change your payment details

Make a payment

Change your policy details

Need to speak to someone about your policy?

We’re proud of our customer service and our UK team are on hand to help you.

Policy changes and queries 0844 209 0476

Claims 0844 209 0477

RAC Breakdown cover 0800 197 1809

Keycare cover 0845 303 4002

Windscreen glass repairer 0800 072 7503

Get a quote

Getting an online quote for your car insurance is simple. Free cover offer only available when you quote and buy directly through the links or phone number below.

    Quote links take you to a partner site with a new privacy and cookie policy.

      Prefer to call?

      To speak to a car insurance agent call 0800 072 1403

      Lines are open Monday-Friday 8am-9pm, Saturday 9am-5pm, Sunday and public holidays 10am-4pm.

        Self-Service Centre

        Manage your car insurance policy online

          Contact us or make a claim

          Find out who to call about your Lloyds Bank Car Insurance queries and claims:

          Quotes and sales

          0800 072 1403

          Policy changes

          0844 209 0476

          Claims

          0844 209 0477

          Breakdown

          0800 197 1809

          Keycare

          0845 303 4002

          Windscreen glass repairer

          0800 072 7503

          Why not try...

          Motor Legal Protection gives you legal cover for only £25.99 a year.