Car Insurance

Set off knowing you're covered

It only takes minutes to get a competitive quote from our panel of leading insurers.

Great cover as standard

If your car ever lets you down, you can count on our cover to get
you back on the road.

Combined icons non-cashback

  • 3 year guarantee on approved claims repairs.
  • 60 days' European Union cover when you take your car on holiday.
  • 24 hour emergency windscreen helpline.
  • Be rewarded for careful driving with a no claims discount, minimum premiums apply.

Take out comprehensive cover for extra benefits

  • A courtesy car when yours is with an approved repairer (subject to availability and eligibility).
  • New car replacement if a car you bought new in the last 12 months is stolen and not recovered.
  • Vandalism cover - if your car is damaged maliciously, you're still protected.

Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

10% discount available

Get 10% off our standard cover in the first year when you log in to Internet Banking to get a quote and buy your policy. The discount is automatically applied to your premium and excludes optional extras.

Lloyds Bank Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers.

Have even more peace of mind when you’re driving: for an additional premium you can add optional extras, like Guaranteed Replacement Car Cover, Keycare Cover, RAC Breakdown Cover and Motor Legal Protection, to your policy.

With our Tier 1 cover for £19.99, you can get back on the road as soon as possible if your car is stolen or written off, or is no longer driveable following a fire, theft or accident claim.

Rely on all this:

  • A car promptly and efficiently from a leading national network as long as you claim within 14 days.
  • Use of car for up to 14 days
    - when yours has been stolen or written off
    - whilst waiting for a courtesy car to become available
    - when yours is not driveable following a fire, theft or accident claim.

An upgrade to Tier 2 cover, which provides use of a car for up to 28 days, is also available.

How is Guaranteed Replacement Car cover different to courtesy car cover?

Courtesy car cover won’t be available to you if your car is stolen or written off, it is dependent on a car being available from the garage and is only available with Comprehensive cover.

Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

Minimum 12 months’ driving licence and a refundable fuel deposit required when obtaining the replacement car. Only available in the UK or Isle of Man. This service is administered by ACM ULR Limited.

It’s easy for car keys to go missing, that’s why we offer Keycare cover for only £7.99. Just attach a Keycare fob to your keys and Keycare will come to the rescue when you need it.

Benefit from all this:

  • Cover anywhere in the EU.
  • Cover if you lock your keys inside your car or home. Including locksmith charges, new locks, replacement keys, car hire and onward costs (within the annual limit per registered key fob).
  • A 24/7 helpline – no matter when you lose your keys, Keycare will be there to help.
  • A £10 reward paid by Keycare to anyone who finds and returns your keys.
  • No excess to pay, and Keycare claims won’t affect your no claims discount.


Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

Keycare is arranged by BISL Limited, administered by Keycare Limited and underwritten by Ageas Insurance Limited.

Wherever you’re heading, a breakdown’s always going to be the last thing you want. But it can happen. To make sure you stay on the road, you can add RAC Breakdown Cover to your policy. Cover starts from £39.99 per year.

The levels of breakdown cover are: 

Roadside Assistance You can call out RAC when you break-down at least a quarter of a mile from home. £39.99 pa
Roadside & At Home Also includes cover when your car breaks down at home.
£59.99 pa
Roadside & Recovery With this cover, if the RAC can’t fix your car by the roadside, they will take it, along with up to seven passengers, to any single address in the UK.
£59.99 pa
Roadside, At Home & Recovery Combines 1, 2 and 3.
£69.99 pa
Roadside, At Home, Recovery & Onward Travel Also includes car hire, payment for public transport and even hotel accommodation if you need it to complete your journey. £79.99 pa
Roadside, At Home, Recovery, Onward Travel & EU The highest form of cover, it also covers you for travel in European countries. £129.99 pa

Provided by RAC Motoring Services.

Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

Did you know that as the driver, both you and your passengers could be left out of pocket following an accident? If the accident wasn’t your fault, our motor legal protection policy provides cover for up to £100,000 of legal expenses to help with:

  • obtaining compenstion for personal injury and medical expenses,
  • recovering losses resulting from the accident eg policy excess, loss of earnings, phone bills and travel costs,
  • recovering repair costs if not already covered by comprehensive car insurance,
  • recovering vehicle hire charges.

As long as there are reasonable prospects of you winning your case, and the estimated legal costs don’t outweigh the amount you are claiming, we’ll instruct a solicitor to act on your behalf, giving you peace of mind and a hassle free solution when you need it most.

This cover costs only £25.99 per year.

Terms, conditions and exclusions apply. Please refer to the policy documents for details of what is and isn’t covered.

Motor Legal Protection is administered by ACM ULR Limited. The Legal Expenses element is uderwritten by AmTrust Europe Limited.

For car insurance you can rely on, you’re already in the right place.

Did you know that you can manage your policy online with our self-service centre?

Car insurance self service centre benefits

Access your policy online 24-7

View, download or print your policy documents

Change your payment details

Make a payment

Change your policy details

Need to speak to someone about your policy?

We’re proud of our customer service and our UK team are on hand to help you.

Policy changes and queries 0844 209 0476

Claims 0844 209 0477

RAC Breakdown cover 0800 197 1809

Keycare cover 0845 303 4002

Windscreen glass repairer 0800 072 7503

Get a quote

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        Self-Service Centre

        Manage your car insurance policy online

          Contact us or make a claim

          Find out who to call about your Lloyds Bank Car Insurance queries and claims:

          Quotes and sales

          0800 072 1403

          Policy changes

          0844 209 0476

          Claims

          0844 209 0477

          Breakdown

          0800 197 1809

          Keycare

          0845 303 4002

          Windscreen glass repairer

          0800 072 7503

          Why not try...

          Motor Legal Protection gives you legal cover for only £25.99 a year.