Protect the things you love and tailor the cover to meet your needs, with more options if you want them for extra cost
Lloyds Bank Home Options is arranged and administered by Lloyds Bank Insurance Services Limited. With Home Options Insurance you can save time by buying your home insurance online. Protect the things you love by choosing buildings insurance, contents insurance, or both.
Generally, buildings insurance covers the structure of your home and its fixtures and fittings (fitted bathrooms, for example) if they are damaged by events like flood, fire and extreme weather.
Contents insurance generally covers things you’d usually pack up and put in a removal van if you moved home if they are stolen or damaged by events like flood, fire and extreme weather.
As well as the usual things covered like theft, fire, flood and earthquakes, our buildings insurance gives you a range of benefits as standard. These include:
You get a range of benefits as standard with our Home Options contents insurance, including cover for the usual things like theft, fire, flood and earthquakes and:
For complete peace of mind, it’s easy to add optional extras, at additional cost, to your insurance. That way, you’re covered for other accidents that may happen and for taking your valuables outside your home.
Keep in mind limits apply to additional covers. Read our policy documents for full details.
Home Emergency Cover can help set your mind at rest by covering the cost of emergency repairs. It covers things like electricity failure and damage to locks and windows.
This insurance is underwritten by Royal & Sun Alliance Insurance plc.
Getting a quote is simple. You’ll need to have these things to hand: the address of the property you want to insure, the date when your current insurance runs out, the approximate year the property was built, and details of your home insurance claims history.