Travel Insurance

From emergency medical expenses and personal accident to baggage, make sure you’ve got it covered when you take off for a spot of globe-trotting.

Features and benefits

  • Get covered when travelling abroad with Travel Insurance sold, administered and underwritten by AXA Insurance UK plc. AXA's Travel Insurance policy doesn't just cover you for basics like emergency medical treatment and baggage – it also provides essential additional cover for your travel and accommodation if you've booked these independently. For customers who are aged 75 or over, AXA can also introduce you to Freedom Insurance Services Limited who may be able to offer alternative cover.
  • You can save money with a 20% discount when you buy online (this includes additional covers).
  • You get cover for emergency medical expenses up to £10 million.
  • You can choose from single trip or annual multi-trip cover.
  • Optional cover is available for sports and activities, and winter sports (additional premiums apply).
  • Get immediate help wherever you are with our 24-hour emergency medical phone helpline.
  • We can insure people up to the age of 74.
  • Our insurance includes travel disruption as standard. This means you’re covered for: strikes; airlines and accommodation providers going out of business; missed connections; volcanic ash clouds, and natural disasters (tsunamis, earthquakes and more).

Keep in mind

If you take out Travel Insurance with us, the following is covered as standard:

  • Up to £3,000 towards unused travel and accommodation if you have to cancel or cut short your trip.
  • Up to £10 million towards emergency medical treatment and the cost of returning home if medically necessary.
  • Up to £3,000 if your travel plans are unexpectedly disrupted.

You can add extra cover to suit your trip for an additional cost. If you want to find out more about any of the upgrade options call AXA on 0800 731 4044To find out more about upgrade options telephone AXA on 0800 731 4044.

Optional extra What it covers
Winter sports Cover for your ski equipment, loss of lift pass, piste closure and replacement ski hire if required, and medical cover if you're injured as a result of skiing.
Hazardous activities For those into adventurous sports such as bungee jumping, abseiling and parascending over water.

What is the maximum age Travel Insurance covers?

We cover up to and including the age of 74 at policy start date or renewal. For customers aged 75 years or over, AXA introduce you to Freedom Insurance Services Limited who may be able to offer alternative cover. You can contact them direct on 01223 785486 or go to their website which is www.freedominsure.co.uk.

What does ‘excluding baggage cover’ mean?

It means that you can reduce the premium you pay by choosing not to include baggage cover. You might do this if you feel you have enough cover under your household insurance for personal possessions while abroad and for the amount of time you’ll be away (some policies limit cover to 30 or 60 days in any one year).

What's the maximum limit for valuable items such as jewellery or video cameras?

£500. There's also a limit for any one article, pair or set of articles of £500.

I have an annual family policy. Can my children travel separately and still be covered?

No. Under the annual multi-trip policy only the adults are insured to travel on their own.

My children are at university. Can they be included in the family cover?

Yes, providing they're under 23. Family cover applies to your children, step children or foster children under 18 or under 23 if they’re in full-time education. Keep in mind they’re not insured to travel on their own; they must accompany you on your trip.

What is travel disruption cover?

Travel disruption cover includes cover for airlines or accommodation providers going out of business, missed connections, volcanic ash clouds, natural disasters and more.

I’m going abroad for a long time. Am I covered?

The maximum time away covered by a single trip policy is 183 days, so you're covered unless you plan on staying abroad for longer than six months. If you’re thinking of taking multiple trips, keep in mind that under annual multi-trip policies there’s no cover for trips over 31 days.

I've just booked my holiday over one year in advance. Can I take out a policy for this?

No. We can’t issue single trip policies more than one year in advance.


Get a quote and get 20% off when you apply online.

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By phone

To speak to one of our Travel Insurance representatives call

0800 731 4044

Lines are open 8am–8pm Mon–Sat, 9am–5pm Sun

Keep in mind you'll only get the 20% discount if you get Travel Insurance online.

Get or retrieve a quote online

When getting a quote online, you'll need to have the following information to hand: your destination, the dates and duration of your trip, and details of the people you want to insure.

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Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.