Will writing service

Take a load off your mind

Writing a Will can be straightforward and it needn’t cost the earth. Our helpful new Will writing service will give you the reassurance you need.

The Will Writing Service will give you advice and guidance on:

  • how to structure your will
  • how to choose your executors who will then administer your affairs and carry out your wishes (and, unlike many banks, we don’t insist on being appointed one of the executors)
  • the appointment of guardians for children under 18
  • instructions for signing your will in front of witnesses

It’s surprising, but true, that over 70% of adults in the UK don’t have a Will.*

Most people know it’s something they should do but they simply never get around to it, or they think it will be too complicated and expensive.

This is a great shame, because making a Will is one of the most important and worthwhile things you can do for your family and loved ones.

Put simply, it’s the only way you can ensure your possessions go to the people you choose. And it gives you reassurance, because you’ve done what you can to provide for the people you love – even when you’re no longer there for them.

* BBC series, You can’t take it with you, broadcast 12 February 2011

When someone dies without a Will it’s known as dying ‘intestate’ and their assets are distributed according to a law commonly called The Intestacy Rules.

It means you will have had no way of controlling what happens to your assets (your money, property and possessions) after your death. The people you leave behind could have no say in what happens. And it could leave them in the upsetting position of having financial affairs to sort out at an already difficult time.

Many problems can arise if you die without a Will, or having written an incorrect one.

  • Your surviving spouse may not automatically inherit all your assets, contrary to popular belief.
  • If you aren’t married or haven’t registered a civil partnership with your partner, they may not inherit anything. And if you shared a home that is in your name, they may not be able to stay there.
  • If you have children under 18 and haven’t appointed a guardian for them, the Family Court could decide who they live with.
  • If your surviving spouse later decides to re-marry – and perhaps have more children – your own children might not be provided for in the way you’d want.
  • If you don’t have any close family, ultimately the Crown could inherit everything.

Tailoring your Will to your wishes

As well as ensuring your assets will go where you want them to, you can
include other wishes and instructions in your Will. For example, you can:

  • leave individual items or gifts of money to people who otherwise wouldn’t inherit anything from you
  • give money to your favourite charities, free of tax
  • choose your own funeral arrangements
  • say if you want to donate your body for medical purposes

Get your will prepared by experts

Making a Will is a big step so it’s vital to get it right. That’s why you need expert advisers to help. We’ve teamed up with one of the UK’s leading firms of solicitors who have more than 50 years of experience. They’re called Hugh James, and they can offer you a straightforward Will Writing Service you can trust.

It gives you the opportunity to make a Will with qualified advice – for a competitive, pre-arranged cost of £120 for a single postal Will, and from £160 for a pair of Wills – other services are available on request. You also have the option to store your Will in a secure vault at no extra cost.

Hugh James provide their service wherever you live in the UK. In Scotland, the service is provided by their strategic partner Brodies LLP.

The Will Writing Service includes advice and guidance on:

  • how to structure your Will
  • how to choose your executors who will then administer your affairs and carry out your wishes (and, unlike many banks, we don’t insist on being appointed one of the executors)
  • the appointment of guardians for children under 18
  • instructions for signing your Will in front of witnesses

Once you and your Lloyds Bank adviser have established that you need a Will, or need to update your existing Will:

  • We’ll pass your contact details to Hugh James.
  • Within a couple of days, a qualified Wills adviser from Hugh James will phone you and explain the Will writing process. If you feel you need a personal appointment, they can arrange it – otherwise everything can be done either by phone, email or post.
  • After your initial conversation, Hugh James will send you a Will writing pack, which you complete and return along with your payment.
  • Within 10 working days, Hugh James will send a draft Will for you to check.
  • If you’re happy with it, you approve and Hugh James will then send you a copy of your final Will to sign and return.
  • Finally, Hugh James will send you a certified copy of your Last Will and Testament to keep, along with confirmation that a copy is also in secure storage, where it will remain, free of charge.

For more information on our Will Writing Service, speak to a Lloyds Bank adviser. To arrange an appointment:

  • drop into any Lloyds Bank branch
  • call 0800 015 0041

 

Book an appointment

In branch

For more information, just drop into any branch and make an appointment to see a Lloyds Bank adviser. They will pass your details on to Will writing experts Hugh James.

On the phone

To arrange to see one of our advisers, call us on

0800 015 0041

Lines are open Monday-Friday 8am-6pm and Saturday 10am-2pm.

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