Managing your investments can be daunting and doesn’t get any easier the more you accumulate, as researching markets and investments can become a full time job. If you are looking for financial advice, our professional advisers may be able to help, depending on your annual income and assets.

Wealth Management service

£100,000+ sole income per annum or £100,000+ of savings and investments

The Wealth Management Service can provide advice, where appropriate, on a range of financial planning solutions helping you to develop a financial strategy appropriate to your circumstances.

  • Protecting your family and assets
  • Planning for retirement (pre and post retirement)
  • Seeking to grow your wealth
  • Passing on your wealth

Lloyds Bank Private Banking

£100,000+ sole income per annum or £250,000+ of savings and investments

Speak to us about how you can become a client of Lloyds Bank Private Banking and find out how our highly skilled relationship managers can help look after your finances.

We can offer you a personal service designed to suit your needs. Why not arrange a meeting with us so we can get a better understanding of your circumstances and discuss whether the services offered by Lloyds Bank Private Banking are suitable for you.

Money Advice Service

If you have less than £100,000 in income or assets or need independent financial advice, we cannot advise you. You may wish to visit the Money Advice Service, set up by the Government, which provides free, unbiased and independent advice on how to make the most of your money. You can also get more information about independent financial advice and details of Financial Advisers near you.

Whether you want to invest a small or large amount of money, Lloyds Bank Direct Investments offers the investments, flexibility and tools you need.

Share Dealing Account

Share dealing made simple
Ideal for day-to-day share dealing without the hassle of paperwork. We hold your shares electronically for you and take care of all the admin.

Share Dealing ISA

Maximise the tax efficiency of your savings
The Share Dealing ISA is one of the most flexible and tax efficient ways to invest in the UK and global stock markets.

Our share dealing service does not provide advice so if you are in any doubt about buying and selling shares, or making your own investment decisions, we recommend you seek advice from a suitably qualified Financial Adviser.

Annuity comparison service

Icon with Bar Graph.As you approach retirement it's important to try and secure the best level of income possible from your pension fund. The most popular way to provide a secure, regular income in retirement is by using your pension fund to purchase an annuity.

The good news is you don’t have to take your annuity with the company that holds your pension fund, as they may not give you the highest income on the market. You have a right to look around for a better deal – this is known as the Open Market Option.

With annuity rates varying by up to {40%} between the best and worst quotes in the market* your level of income could be impacted, so it makes sense to shop around.

Our specialist Annuity Comparison Service uses a panel of annuity providers to help you find the best income for your retirement.

*Source: Avelo Exchange portal March 2012

  • We will arrange a comparison of quotes from our panel of some of the leading Annuity providers in the UK market to try to get you the highest possible income.
  • Get an instant indicative quote by using our short online quick quote service. 
  • Available if you have total pension funds of £18,000 or over.
  • Through our secure, user-friendly website, you will receive a no obligation personalised quote with your report, providing you with the results of our annuity market search.

Annuity rates can change regularly and may go up or down in the future. Rates are guaranteed for a limited time only. An annuity cannot be stopped, switched between providers or otherwise changed once started, so it’s important to consider all options in advance.

Our investment and protection products are managed by Scottish Widows, which has nearly 200 years of experience in helping people on their financial journey.

Looking for a savings account?

We can help you reach your savings goals with our large range of savings accounts. View the accounts you can apply for online and compare all accounts available to you.

Could you benefit from financial advice?

Use our handy tool to see if you could benefit from speaking to an adviser and determine which of our services you may be eligible for.

Useful guides

We have a range of investments guidance to help you.

Find out moreFind out more about savings and investments

Please remember the value of an investment and the income from it can go down as well as up and you may get back less than you originally invested.