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We’ve got you covered with our range of ISAs

Share Dealing ISA

Take control of your portfolio by picking your own investments.

  • Invest up to £20,000 every tax year. 
  • All profits are free from UK Capital Gains and UK income tax.
Share Dealing ISA

Ready Made ISA

Let the experts do the heavy lifting with our Ready-Made Investments.

  • Invest from £50 a month or a £500 lump sum. 
  • Select from 3 levels of risk and experts will take care of the rest.
Ready-Made Investments

Invest Wise ISA

Aged 18 to 25? Invest in your future with a zero-account fee investment ISA and free regular investing.

Invest Wise accounts
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We've lowered our charges

We've reduced our online dealing commission from £11 to £9.50 for all UK trades. Our annual admin charge has also reduced from £20 every 6 months to £18 every 6 months.

See our charges

Planning for retirement?

Pensions are a great way to save tax-efficiently. We’ve got you, whether you want to be hands-on with our Self-Invested Personal Pension (SIPP) or leave it to the experts with our Ready-Made Pension.

Pensions and retirement

Less taxing

Find out how ISA subscription rules and tax around investing could affect you and make investing this tax year, less taxing.

Tax on investments

Still unsure about how to start investing?

Investing may seem unfamiliar but it can be a powerful way to supercharge your financial future. We’ve got the accounts, investment options and tools to help you get started.

Are investing myths getting in the way?

Think investing’s risky, complicated or only for the wealthy? Wrong. We cut through the myths and give you the facts so you can invest with confidence.

Understanding investing

Why choose Lloyds?

Over 9 million people trust us for investments and saving. We can help your money work harder too.

Why choose Lloyds?

Over 9 million people trust us for investments and saving. We can help your money work harder too.

Clear and competitive pricing

We've made our charges simple and competitive so you can spend more time on what matters.

A name to trust

Since 1765, we've helped Britain prosper by providing financial confidence and peace of mind for our customers of every generation.

Built around you

Pick your path. With ready-made portfolios, do-it-yourself investing and with expert insights to support your investing goals.

Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in. Tax treatment depends on individual circumstances and may be subject to change in the future.

Get started in 3

1. Pick an account

Select Ready-Made Investments. Or if you’re comfortable, an account for you to pick your own investments might be your style.

Ways to invest

2. Choose investments

Choose to invest the easier way with our ready-made funds or we can help you decide with our ETF Quicklist and Fund select list.

Research the market

3. Start trading

Start big or small, do it your way. We’ll provide trading support the whole way. Benefit from £1.50 fund trading or free regular investing.

Regular investments

Banking online

It's simple and safe to manage your investments in our app or on our website.

 

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

Mobile banking app

Join our 10 million app users.

  • Simple and secure login.
  • Set up handy notifications.
  • Message us online.

Continue to app

Online banking

Log in to view or manage your accounts on our website.

Log in

Register

 
Proud to be part of the same family. Lloyds, Halifax and Bank of Scotland logos.

 

If you have multiple accounts across Lloyds, Halifax and Bank of Scotland, you can now access and service these together, through any of our banking apps or online banking.

How we're making banking easier

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Do your research

Find your next investment and catch up with market news or investment ideas.

Find your next investment

Starting out?

Read our simple 5-step guide to help decide if investing is right for you.

Investing for beginners

Understanding risk

Understand what investment risk is and how to manage it for your investments.

Understanding investment risk

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information