Stocks and shares ISAs are one of the most flexible and tax efficient ways to invest in the UK and global stock markets.
Everyone who is aged 18 or over and UK resident for tax purposes receives an annual ISA allowance from the government, which can only be used within the tax year. Once a tax year is over, you can't go back and use your allowance retrospectively.
The ISA limit for the current tax year is £15,240. You can choose to invest your full allowance into a Stocks and Shares ISA or Cash ISA. Alternatively you can split your allowance between a Cash ISA and a Stocks and Shares ISA as you wish in any one tax year.
Tax treatment depends on individual circumstances and may change in the future.
With our Share Dealing ISA, you choose the investments you want in your portfolio and manage your account online. You can build an ISA portfolio quickly and easily with the help of our online tools.
Take advantage of your annual ISA allowance. Open a Share Dealing ISA today.
OUR SHARE DEALING SERVICE DOES NOT PROVIDE ADVICE SO IF YOU ARE IN ANY DOUBT ABOUT MAKING YOUR OWN INVESTMENT DECISIONS WE RECOMMEND YOU SEEK ADVICE FROM A SUITABLY QUALIFIED FINANCIAL ADVISER. PLEASE REMEMBER THE VALUE OF AN INVESTMENT AND THE INCOME FROM IT CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU ORIGINALLY INVESTED.
Our Share Dealing ISA is easy to manage and offers great benefits.
Flexibility and choice
Speed and convenience
Savings and simple fees
If you hold a Stocks & Shares ISA or cash ISA with another ISA manager, you can get all the great benefits of the Lloyds Bank Direct Investments service by transferring your ISA to us.
Once you’ve opened a Share Dealing ISA, download and complete the ISA manager transfer form.
Please ensure that you read any notes which may accompany the form, then sign it and return it to the address provided on the form.
||Maximum amount which can be paid into a Stocks & Shares ISA|
||6th April to 5th April the following year||The balance up to £15,240*|
* Total ISA allowance which can be invested in a cash ISA, a stocks and shares ISA or a combination of both. Anything invested in a stocks and shares ISA in this tax year will reduce the maximum amount that can be deposited in a cash ISA.
You need to be a UK resident aged 18 or over to apply for a Share Dealing ISA.
Opening an account online is quick and easy – you could be dealing within minutes. Please note that further documentation may be required to complete your application.
You’ll need your bank details and debit card to hand to complete your application.
You will need to pass standard checks.
You should ensure you understand our charges before you apply for an account. You can see these on our rates and charges.
If you need help, please call us on 0845 60 60 560 (8am–9:15pm Mon–Fri, 9am–1pm Sat). If you need to call us from abroad, or prefer not to use the 0845 number, you can call us on +44 (0) 113 279 7518.
Please read the following important information
A Corporate Action refers to any alteration to a company's share capital or a distribution of benefits. A Corporate Action might come about as a result of a takeover or merger, capital reorganisation, dividend or rights issue.
A pool of money, usually from many investors, which makes investments based on a particular set of rules and aims. For example, one fund might aim to grow fast by investing in small, high-risk companies while another might simply aim to track the performance of the FTSE 100 Index.
Individual Savings Accounts are a flexible, tax-efficient way to invest in cash, stocks and shares (including unit trusts, OEICs and investment trusts) and life insurance. The ISA limit for the current tax year is £15,000. You can choose to invest your full allowance into a Stocks & Shares ISA or Cash ISA. Alternatively you can split your allowance between a Cash ISA and a Stocks & Shares ISA as you wish in any one tax year. A tax year runs from 6 April to 5 April. See ISA products
0845 60 60 560
Lines are open Mon–Fri, 8am–9:15pm, 9am-1pm Sat. If you need to call us from abroad, or prefer not to use the 0845 number, you can call us on +44 (0) 113 279 7518.
Calls are recorded and charges may apply.
We offer other ISAs that may better suit your needs.
The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.