Stocks and shares ISAs are one of the most flexible and tax efficient ways to invest in the UK and global stock markets.
Everyone who is aged 18 or over and UK resident for tax purposes receives an annual stocks and shares ISA allowance from the government, which can only be used within the tax year. Once a tax year is over, you can't go back and use your allowance retrospectively.
The ISA limit for the current tax year is £11,520. You can choose to invest your full allowance into a Stocks & Shares ISA or alternatively you can split your allowance between a Cash ISA and a Stocks & Shares ISA, as long as no more than £5,760 is saved in a Cash ISA in any one tax year and the overall ISA allowance is not exceeded. For example, if you invest £10,000 into your Stocks & Shares ISA you must save no more than £1,520 in a Cash ISA.
Tax treatment depends on individual circumstances and may change in the future.
With our Share Dealing ISA, you choose the investments you want in your portfolio and manage your account online. You can build an ISA portfolio quickly and easily with the help of our online tools.
Take advantage of your annual ISA allowance. Open a Share Dealing ISA today.
REMEMBER, WHILST THERE IS THE POTENTIAL FOR YOUR MONEY TO GROW, YOU MAY GET BACK LESS THAN YOU ORIGINALLY INVESTED AS THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP. PAST PERFORMANCE IS NOT A GUIDE TO FUTURE PERFORMANCE. PLEASE ALSO REMEMBER THAT THE TAX TREATMENT OF ISAS DEPENDS ON YOUR INDIVIDUAL CIRCUMSTANCES AND CAN CHANGE IN THE FUTURE.
Our Share Dealing ISA is easy to manage and offers great benefits.
Flexibility and choice
Speed and convenience
Savings and simple fees
* You can invest up to £5,760 in a cash ISA, with the balance of your total ISA allowance being available to invest in a stocks and shares ISA.
You need to be a UK resident aged 18 or over to apply for a Share Dealing ISA.
Opening an account online is quick and easy – you could be dealing within minutes. Please note that further documentation may be required to complete your application.
You’ll need your bank details and debit card to hand to complete your application.
You will need to pass standard checks.
If you need help, please call us on 0845 60 60 560 (8am–9:15pm Mon–Fri, 9am–1pm Sat)
Please read the following documents:
A Corporate Action refers to any alteration to a company's share capital or a distribution of benefits. A Corporate Action might come about as a result of a takeover or merger, capital reorganisation, dividend or rights issue.
A pool of money, usually from many investors, which makes investments based on a particular set of rules and aims. For example, one fund might aim to grow fast by investing in small, high-risk companies while another might simply aim to track the performance of the FTSE 100 Index.
Individual Savings Accounts are a flexible, tax-efficient way to invest in cash, stocks and shares (including unit trusts, OEICs and investment trusts) and life insurance. You can save up to £11,280 this tax year (2012–2013), of which a maximum of £5,640 can be saved in a cash ISA. A tax year runs from 6 April to 5 April. See ISA products
Take advantage your annual ISA allowance with a Share Dealing ISA
Call us if you need help
0845 60 60 560
Lines are open Monday-Friday, 8am-9:15pm, 9am-1pm Saturday.
Calls are recorded and charges may apply.
We offer other ISAs that may better suit your needs.
The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.