Easy to open, and you won't pay income tax on the interest you earn
|Amount invested||Annual interest||Monthly interest|
| AERCloseAER fixedAER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.Glossary / tax-freeCloseTax-freeTax-free is the contractual rate of interest payable where interest is exempt from income tax.Glossary (fixed)
|AER ||Tax free
These interest rates are correct as at 04/10/2016. These rates are fixed on account opening. We may change the rate so please check before opening. See previous rates.
2 Year Fixed Rate Cash ISA
|Interest rates (AERs)||
Fixed interest rate. Interest is calculated daily and paid monthly or annually, depending on choice at account opening and on maturity. After the fixed rate period your account automatically changes to an Instant Cash ISA.
Tax free. Tax treatment depends on your individual circumstances and may change.
|Conditions for bonus payments||
No notice period. We don’t encourage withdrawals on this account. Though they are possible, any withdrawals within the fixed period are subject to a charge the equivalent of 180 days’ tax free interest on the amount withdrawn. This means you might get back less than you originally deposited.
The yearly ISA allowance applies, which means the maximum you can pay into a cash ISA is £15,240 in the 2016/2017 tax year. Once you've reached this limit, if you make a withdrawal it can be replaced in the same tax year.
|Access to your account||
Online, by phone, and in branch.
If you have a Lloyds Bank current account, you can open a Two Year Fixed Rate Cash ISA account through Internet Banking
Whether you're a new or existing customer, call us on
Lines are open 7am–10pm Mon–Fri, 8am–6pm Sat–Sun
Open an account with at least £3,000 at your local branch
To set up an account online you’ll need to be 16 or over and resident in the UK.