You can apply online for a Lloyds Bank loan if you've held a Lloyds Bank current account for at least one month, you're over 18, and you're a UK resident. How much we lend and the rate available are subject to our assessment of your circumstances.

Compare our loans

Compare our loans to find a loan to suit your needs, and if you're an existing Lloyds Bank current account customer for at least 1 month, you could get a quote online and could have the money in minutes.

Loan

Who can apply?

Representative APR*

How to apply

Manage your loan

Paying off your loan early

Personal Loan

Exclusive to existing Lloyds Bank customers, who are registered for Internet Banking and have held a bank account with us for at least 1 month.

3.9% APR

  • Online
  • Internet Banking

If you make an early settlement we may charge up to 58 days' interest.

Personal Loan

Flexible Loan

Available to Lloyds Bank customers with a bank account held for at least 1 month.

4.6% APR

  • In branch
  • By telephone
  • Online
  • Internet Banking
  • Branch
  • PhoneBank®

No charge to pay off your loan early for Flexible Loan customers.

Flexible Loan

Personal Loan

Who can apply?

Exclusive to existing Lloyds Bank customers, who are registered for Internet Banking and have held a bank account with us for at least 1 month.

Representative APR*

3.9% APR

How to apply

  • Online

Manage your loan

  • Internet Banking

Paying off your loan early

If you make an early settlement we may charge up to 58 days' interest.

Flexible Loan

Who can apply?

Available to Lloyds Bank customers with a bank account held for at least 1 month.

Representative APR*

4.6% APR

How to apply

  • In branch
  • By telephone
  • Online

Manage your loan

  • Internet Banking
  • Branch
  • PhoneBank®

Paying off your loan early

No charge to pay off your loan early for Flexible Loan customers.

* This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other loan amounts between £1,000 and £50,000 are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote.


Need to borrow more money?

  • If you already have a Lloyds Bank loan, you may be able to borrow more from us.
  • Apply for a separate loan or combine your existing loan with a new loan
  • If you additionally borrow £7,500 - £25,000 over one to five years, you could receive a rate as low as 3.9% APR RepresentativeCloseAPRAPR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement. with the Personal Loan
  • If you choose to combine your existing and new borrowing, you must take out at least an extra £1,000. The total of your new and existing loan must not exceed £50,000.

We'll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.

If you’re looking to borrow money, it’s important that you make the right choice for your circumstances. Other borrowing options may be suitable for your needs.

How much we lend and the rate available are subject to our assessment of your circumstances.

We can help you manage your loan

If you’re registered for Internet Banking, you can view transactions or pay off your loan early.

Log on to Internet Banking

It only takes a few minutes to register for Internet Banking, and you can log on as soon as you’re finished.

Register for Internet BankingRegister for Internet Banking

Having problems meeting your repayments?

If you’re having temporary or long-term financial difficulties and paying off your loan is a struggle, it’s always better to let us know, as we’ll do everything we can to help.

Call us on 0800 389 8766

Available 8am - 9pm Mon - Fri, 9am - 5pm Sat.

Or pop into any of our branches.

If you already have a loan with us, we have a range of options and tools to help you manage it.

Make additional payments

Pay off your loan early

Check your transactions

Change your details

Take a repayment holiday

More about managing your loan

Speak with an adviser

To speak to an adviser in branch, you'll need to book an appointment

Request an appointment

You will not be able to apply for or manage the Personal Loan in branch.