Borrowing calculator

 

 

 

 

If you need a buy-to-let or additional borrowing please contact us to find out how much you can borrow. Call us on 0800 783 3534 (8am-8pm Monday to Friday and 9am-2pm on Saturdays. We're closed on Sundays and Bank Holidays).

If you already have a Lloyds Bank mortgage and are looking to switch to a new deal, please visit our switching deals page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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  3. Please complete "Your details" and "Your finances" sections above, to see how much you may be able to borrow

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    The maximum amount we may lend you on a mortgage deal is£0

    If you’re borrowing money to buy a home, in most accepted cases, borrowing of up to 90% of the home's value is permitted, which means you'll need a minimum deposit of 10%. If you're buying a property that has been newly built (i.e. if it was first occupied less than six months ago, or being occupied for the first time in its current state) then our deposit requirements are different, you'll need to have a 20% deposit.
    If you’re planning to buy your first home, in most accepted cases, borrowing of up to 90% of the home's value is permitted, which means you'll need a minimum deposit of 10%. If you're buying a property that has been newly built (i.e. if it was first occupied less than six months ago, or being occupied for the first time in its curent state) then our deposit requirements are different, you'll need to have a 20% deposit.
    If you’re moving your mortgage from another lender without moving home, in most accepted cases, you could borrow up to 90% of the home's value. However if you want to increase your mortgage amount when you are remortgaging, the the most we'll lend - including any additional amount - is 80% of your home's value (this is for capital raising only, and only currently applies to Lloyds Bank mortgages)
    • Important: The amount shown will give you an indication of how much we may be able to lend to you. This is not a formal mortgage offer or decision in principle. Before agreeing a loan we will want to satisfy ourselves about the suitability of your application.
    • The actual amount will depend on your credit search, assessing your ability to afford the payments and, normally, valuing the property.
    • This amount is based on the information you have given being accurate, and if any of the details change, then the lending amount may change.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE