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Rates and charges

We aim to keep our rates and charges clear and easy to understand so it's easier for you to make comparisons

Use the links below to see how much interest you’re earning or being charged, or call us on 0845 300 0032Call telephone number 0845 300 0032.

Current accounts

Interest rates and charges across our current account range.

Current account rates
Current Account charges(PDF, 299 kB) Opens in a new browser window.

Private Banking

Details of the rates and charges for Private Banking.

Private Banking rates
Private Banking Premier charges(PDF, 208 kB) Opens in a new browser window.
Private Banking Flexible Current Account(PDF, 167 kB) Opens in a new browser window.
Private Banking Mayfair charges (Personal(PDF, 83 kB) Opens in a new browser window.
Private Banking Mayfair charges (Business)(PDF, 123 kB) Opens in a new browser window.

Savings

The interest rates that can make your money grow.

Savings rates

Mortgages

Current mortgage fees and charges.

Mortgage fees and charges

Credit cards

To find information on our credit cards rates and charges view the credit card details and summary box

Currency

The charges you can expect to pay for our currency services.

Currency charges

Investments

Charges for our Stocks and Shares ISA and Investment Account

Investments charges

Direct Investments (share dealing)

Rates and charges for our Direct Investments service.

Direct Investments rates and charges

Non-marketed products

Interest rates across our range of non-marketed products.

Non-marketed rates

Other service charges

Details on any product not included in the list above.

Other service charges

Important Legal Information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

Islands personal accounts

Islands personal accounts interest rates(PDF, 126 kB) Opens in a new browser window

Islands personal accounts charges(PDF, 156 kB) Opens in a new browser window

International accounts

International accounts interest rates and charges(PDF, 113 kB) Opens in a new browser window

WorldWide Service accounts rates and charges

Important legal information (Channel Islands, Isle of Man and International accounts)

Lloyds Bank International Limited. Registered office and principal place of business: PO Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Important legal information (WorldWide Service)

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

Important legal information

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No.2065. Telephone: 020 7626 1500. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We also subscribe to The Lending Code. Details can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.