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RATES AND CHARGES

 

We aim to keep our rates and charges clear and easy to understand so it’s easier for you to make comparisons.

Use the links below to see how much interest you’re earning or being charged, or call us on 0845 300 0032.

Products Details
Current accounts Interest rates and charges across our current account range.

Current account rates | Current Account Charges
Private Banking
Details of the rates and charges for Private Banking.

Private Banking rates| Private Banking Premier charges | Private Banking Flexible Current Account | Private Banking Mayfair charges (Personal | Private Banking Mayfair charges (Business)
Savings The interest rates that can make your money grow.

Savings rates
Mortgages Current mortgage fees and charges.

Mortgage fees and charges
Credit cards To find information on our credit cards rates and charges view the credit card details and summary box.
Currency The charges you can expect to pay for our currency services.

Currency charges
Investments Charges for our Stocks and Shares ISA and Investment Account

Investments charges
Direct Investments (share dealing) Rates and charges for our Direct Investments service.

Direct Investments rates and charges
Non-marketed products Interest rates across our range of non-marketed products.

Non-marketed rates
Other service charges Details on any product not included in the list above.

Other service charges

 

Important Legal Information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

Islands personal accounts

Products Details
Islands personal accounts Islands personal accounts interest rates | Islands personal accounts charges

International accounts

Products Details
International accounts International accounts interest rates and charges
WorldWide Service accounts WorldWide Service accounts rates and charges

Important legal information (Channel Islands, Isle of Man and International accounts)

Lloyds Bank International Limited. Registered office and principal place of business: PO Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Important legal information (WorldWide Service)

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.