Fixed Rate Cash ISA

Fixed Rate Cash ISA - 2 Year

Balance

Annual Interest

Monthly Interest

AER/Tax-free (fixed) %
Gross/Tax-free (fixed) %
AER/Tax-free (fixed) %
Gross/Tax-free (fixed) %
£20,000+
1.75
1.75
1.75
1.74
£1 - £19,999
1.70
1.70
1.70
1.69

These interest rates are correct as at 30/09/2014.

These rates are fixed on account opening. We may change the rate so please check before opening.

Fixed Rate Cash ISA - 3 Year

Balance
Annual Interest
Monthly Interest
AER/Tax-free (fixed) %
Gross/Tax-free (fixed) %
AER/Tax-free (fixed) %Gross/Tax-free (fixed) %
£20,000+
1.95
1.95 1.95 1.93
£1 - £19,999
1.75
1.75
1.75 1.74

These interest rates are correct as at 13/05/2014.

These rates are fixed on account opening. We may change the rate so please check before opening.

Fixed Rate Cash ISA - 2 Year – for accounts opened between 13/05/2014 and 29/09/2014

Balance
Annual Interest
Monthly Interest
AER/Tax-free  (fixed) % Gross/Tax-free (fixed) % AER/Tax-free (fixed) % Gross/Tax-free (fixed) %
£20,000+
1.70
1.70 1.70 1.69
£1-£19,999
1.50
1.50 1.50
1.49

These interest rates were correct from 13/05/2014 to 29/09/2014

Fixed Rate Cash ISA - 3 Year – for accounts opened between 04/03/2014 and 12/05/2014

Balance
Annual Interest
Monthly Interest
AER/Tax-free  (fixed) % Gross/Tax-free (fixed) % AER/Tax-free (fixed) % Gross/Tax-free (fixed) %
£20,000+
2.25
2.25 2.25 2.23
£1-£19,999
2.00
2.00 2.00
1.98

These interest rates were correct from 04/03/2014 to 12/05/2014

Glossary

AER

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.

Net rate

Net rate is the rate of interest payable after allowing for the deduction of income tax at the rate specified by law (currently 20%).

Gross rate

Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).

Interest will only be paid gross on tax-free accounts or if you are registered with us as a non taxpayer. You will need to register each account you hold separately which you can do by visiting your nearest branch or by ringing us on 0845 3000 000 or 01733 347007.

Tax free rate

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.