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Our range of Cash ISAs

 

Account
Interest rate
Features

Help to Buy: ISA

Help to Buy logo

2.00% tax free/AER variable
  • Open an account with up to £1000 and pay in up to £200 a month (including the month in which the account is opened)
  • Receive a bonus of 25% of your final balance from the Government’s Help to Buy scheme if you meet the qualifying criteria. Save at least £1,600 for the minimum bonus of £400, the maximum bonus is £3,000
  • Unlimited withdrawals (you will not be able to claim any Help to Buy bonus on any withdrawn funds)
  • Available only for first time buyers saving for their first home with a property value of no more than £250,000 (£450,000 within London)
  • Interest is paid yearly

Cash ISA Saver

Cash ISA Saver icon

0.65% tax free/AER variable on balances of £40,000+
0.60% tax free/AER variable on balances £1-£39,999.
Accounts opened will receive the rates above for 12 months from account opening. After 12 months your account will automatically change to an Instant Cash ISA, currently paying 0.25% tax free/AER variable on all balances.
  • Open from just £1.
  • Unlimited withdrawals.
  • Instant access to your money.
  • Interest is paid yearly.

Find out more

2 Year Fixed

Rate Cash ISA

2 Year Fixed rate Cash ISA icon

1.10% tax-free/AER fixed on balances of £40,000+
1.00% tax-free/AER fixed on balances of £1 - £39,999.
  • Open with £3,000, interest is paid at a fixed rate on balances over £1.
  • You can access your money, but you will lose tax free interest on any amount you take out (180 days for the 2 Year term), so you may get back less than you originally deposited.
  • Manage online, transfer previous years' ISAs subscriptions and make additional deposits up to the annual ISA allowance.
  • Interest is paid yearly or monthly (this may be at a lower rate)

Apply online for a 2 Year Fixed Rate Cash ISA Saver

Find out more

Junior Cash ISA

junior Cash ISA icon

3.00% tax-free/AER variable
  • Save for your child’s future and open from £1.
  • A child can ask to take control of their account at any time from their 16th birthday.
  • Children who are 16 or over can open the account themselves.
  • No withdrawals are allowed until the child is 18, when the account matures into an adult cash ISA.
  • Interest is paid yearly.
  • Apply online today and manage the account in branch. If you have a Child Trust Fund please visit your local branch in order to open the account.

Apply now for a Junior ISA for a child under 16

Apply now for a Junior ISA if between 16 and 17 years of age.

Find out more

Featured products

Our range of exclusive savings accounts only available to Club Lloyds current account or Club Lloyds Added Value Account customers.

Featured products

Looking to save but want flexible access to your money? We've got a range of instant access accounts to choose from.

Online Fixed Bonds

    With our Online Fixed Bonds, put your money away for fixed terms of 1 or 3 years and be sure of the return on your money.

     

    Account
    Interest rate
    Features

    Online Fixed Bonds

    Cash ISA Saver icon

    1.40% gross/AER fixed on balances of £50,000+ (1.20% gross/AER fixed on balances of £2,000 to £49,999) for 3 year term.
    • Know what to expect with a fixed rate.
    • Interest will be paid annually.
    • Start saving from £2,000.
    • You have 10 days from account opening to fund the account.
    • No withdrawals or additional deposits allowed and no cancellation period once the account has been funded.
    • Rate is fixed for the term of the deposit.

     

    Find out more

    See our range of savings accounts

    Featured products

    Build up a nest egg for your children and help them learn how to save with our children's saving accounts. Apply online today.

    Existing customer information

    Find out useful information about your existing Lloyds Bank savings accounts.

    ISA Customers

    Top up your existing ISA?
    If you have an existing Cash ISA, you may be able to top it up, so before applying for a new account you should check whether topping up an existing ISA would be more beneficial for you. Find out how to top up your ISA online.

    Transfer your cash ISA
    Are you looking to transfer your ISA from another provider? We have now made the process as simple as possible. Transfer your ISA to us today.

    View the cash ISA transfer process.

    Renew your existing cash ISA
    If you currently have a cash ISA with us, you can renew it to a different cash ISA product by logging on to Internet Banking.
    Log in to renew your existing ISA

    Fixed rate cash ISA maturity
    If you have an ISA account which is about to mature and would like to reinvest your balance and any interest it’s earned, you can now do this online. Find out how to reinvest your ISA.

    Other savings accounts

    Fixed term reinvestment
    Would you like to reinvest with us?
    If you have a Fixed Term account which is about to mature and would like to reinvest your balance and any interest it’s earned, you can now do this online. Find out how to reinvest your fixed term account.

    Renew your existing instant access savings account
    If you currently have an instant access savings account, you can renew it to one of our new savings accounts by logging on to Internet Banking. Log in to renew your existing instant access savings account.

    Changes to your existing savings accounts
    Some of our savings accounts are changing to help our customers find the right product to suit individual needs.
    Find out more about changes to our savings products.

    All customers

    Joint savings account
    It’s easy to add someone else to your Lloyds Bank savings account. Find out how to open a Joint Savings account today.

    Help and support
    For answers to common queries please use our help centre.

    Money Manager
    Keep track of your spending and see at a glance where your money goes with our free Internet Banking service. See how it works.

    Rates and charges
    Find useful information about your Lloyds Bank savings account. See all rates and charges.

    Terms and conditions
    Find important legal information about your Lloyds Bank savings account

    Save the change
    Save a few pennies every time you spend with your Lloyds Bank visa debit card. See how this works.