If you’ve got a fixed cash ISA which is about to mature and would like to reinvest your balance and any interest it’s earned, follow these simple steps once you have looked at the table of products below:
|Account name||Features||Interest rate|
|2 Year Fixed Rate Cash ISA
||1.40% Tax-free/AER fixed on balances of £40,000+, 1.20% Tax-free/AER fixed on balances of £1-£39,999.
At the end of the 2 year fixed rate period, your account pays interest at our Cash ISA Saver rate (excluding bonus) currently paying 0.50% Tax free/AER variable.
|3 Year Fixed Rate Cash ISA
||1.50% Tax-free/AER fixed on balances of £40,000+, 1.30% Tax-free/AER fixed on balances of £1-£39,999.
At the end of the 3 year fixed rate period, your account pays interest at our Cash ISA Saver rate (excluding bonus) currently paying 0.50% Tax free/AER variable.
If you wish to add more, withdraw money, or close your account, you can do this by:
Call 0845 603 5042. Lines are open Monday to Friday 8am to 8pm and Saturday 8am to 4pm.
At your local branch
Visit your local branch with proof of identity and we'll open the account for you.
For accounts that have already matured
If your fixed rate cash ISA has already matured and you have not yet reinvested your funds, you can select any of the products on our ISA conversion page and convert to another account.
AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Net rate is the rate of interest payable after allowing for the deduction of income tax at the rate specified by law (currently 20%).
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).
Interest will only be paid gross on tax-free accounts or if you are registered with us as unlikely to pay tax on your savings income. You will need to register each account you hold separately which you can do by visiting your nearest branch or by ringing us on 0345 300 0000 or 01733 347007.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.