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LLOYDS BANK SAVINGS ACCOUNTSJoint savings account

Open an account in two peoples' names or add another person to your existing account

Features and benefits

  • With two people sharing one account, you can reach your shared savings goals faster.
  • You can both manage your account in branch, through Internet Banking or over the phone.
  • If the account comes with a Cashpoint® card, you can have one for each of you.
  • You can grow your savings even faster by registering for Save the Change™.
  • Both of you can set up standing orders.

Keep in mind

  • You might be unable to open a joint account for all savings accounts, such as cash ISAs.
  • Either of you are able to close the account in a branch. However, if we become aware of a dispute between you we may prevent either of you giving instructions or using the account individually until it’s resolved.

It's quick and easy to set up a joint account online. You can do so in as little as seven working days. Simply:

  1. open a new savings account in one of your names, and select the 'make it joint' option during application
  2. either invite the other person to join the account straight after you, or separately by email
  3. once the other person has completed the application, we'll send you an activation code in the post
  4. once you've entered the activation code we'll add the other person to the account and confirm by email.

Account

Minimum deposit

Withdrawals

Interest paid

Access

Apply

Club Lloyds Saver

£1

Instant

Yearly or monthly

Internet Banking
PhoneBank®
Branch

Apply for annual interest

Apply for monthly interest

Find out moreabout the Club Lloyds Saver account

Club Lloyds Monthly Saver

£25-£400 a month

Instant

Yearly

Internet Banking
PhoneBank®
Branch

Apply nowfor a Club Lloyds Monthly Saver account

Find out moreabout the Club Lloyds Monthly Saver account

Monthly Saver

£25-£250 a month

Instant

Yearly

Internet Banking
PhoneBank®
Branch

Apply nowfor a Monthly Saver account

Find out moreabout the Monthly Saver account

Easy Saver

£1

Instant

Yearly

Internet Banking
PhoneBank®
Branch

Apply nowfor the Easy Saver account

Find out moreabout the Easy Saver account

Club Lloyds Saver

Minimum deposit

£1

Withdrawals

Instant

Interest paid

Yearly or monthly

Access

Internet Banking
PhoneBank®
Branch

Club Lloyds Monthly Saver

Minimum deposit

£25-£400 a month

Withdrawals

Instant

Interest paid

Yearly

Access

Internet Banking
PhoneBank®
Branch

Monthly Saver

Minimum deposit

£25-£250 a month

Withdrawals

Instant

Interest paid

Yearly

Access

Internet Banking
PhoneBank®
Branch

Easy Saver

Minimum deposit

£1

Withdrawals

Instant

Interest paid

Yearly

Access

Internet Banking
PhoneBank®
Branch

Online

Add another person to any of the following savings accounts you already have:

  • Club Lloyds Saver
  • Club Lloyds Monthly Saver
  • Monthly Saver
  • Easy Saver

Log on and apply

You can also apply to open a new savings account and make it joint.

View eligible savings accounts

By phone

Call us on

0345 300 0000Call telephone number 0345 300 0000

Lines are open 24/7

In branch

Booking an appointment is recommended as the process will take around 60 minutes.

Both you and the person you wish to add to your account need to visit the branch together.

Please bring any debit card (where applicable) for the accounts together with proof of identification.

Find your nearest branch

Apply to make your savings account joint

The person you open the Joint Savings account with or add to your existing savings account must be over 16 and have a Lloyds Bank current account; unless you have an Online Step Bond or Easy Saver then they don’t need to have a Lloyds Bank current account.

Log on to Internet Banking to apply for a joint savings accountApply now

Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website..

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.