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LLOYDS BANK SAVINGS ACCOUNTSOnline Fixed Bonds

Put your money away for fixed terms of either two or three years and be sure of the return on your money.

Features and benefits

  • Earn 1.15% grossCloseGrossGross rate means we will not deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC)./AER fixedCloseAERAER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. on balances of £50,000 or more. Earn up to 1.00% gross/AER fixed on balances of £2,000 to £49,999.
  • Your interest rate is fixed for the term of the account, so you know what to expect.
  • Interest is paid annually.
  • Open an account and start saving from £2,000.
  • You can hold more than one Online Fixed Bond at any time, and you’re able to check your account balance via Internet Banking.
  • At least 30 days before the end of the term, we’ll write to you asking for instructions about what you'd like us to do with your Online Fixed Bond account.
  • At the end of the term you can choose to pay your savings into another eligible Lloyds Bank account, or into another Online Fixed Bond account. If we don’t hear from you, your account will automatically be transferred to a Standard Saver account.

Keep in mind

  • You have 10 days from account opening to fund the account.
  • Once the account is funded, you can't make any further deposits or withdrawals, and there's no cancellation period.
  • To manage any Online Fixed Bond accounts you have online, you need to be registered for Internet Banking.

For all Online Fixed Bond accounts (two years and three years), interest rates are fixed for the term of the deposit. All rates are subject to availability and can be withdrawn at any time without notice.

Online Fixed Bond – 2 Year

Amount invested Annual interest
AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts./GrossCloseGrossGross rate means we will not deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC).
CloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.
£50,000+ 0.90%
£2,000 to £49,999 0.80%

These interest rates are correct as of 08/03/2016.

Online Fixed Bond – 3 Year

Amount invested Annual interest
AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts./GrossCloseGrossGross rate means we will not deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC).
CloseNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.
£50,000+ 1.15%
£2,000 to £49,999 1.00%

These interest rates are correct as of 08/03/2016.

Post 6th April 2016 your interest will be paid Gross, this means that we will not deduct tax automatically from your interest. Depending on your personal circumstances, you may need to pay tax on the interest you earn and it will be your responsibility to pay any tax you may owe to HM Revenue and Customs (HMRC).

Account name Online Fixed Bond
Interest rates (AERs)

Interest fixed for the term of account chosen.

Available for two years or three years. Interest paid annually.

Online Fixed Bond interest rates

Tax status

We will pay your interest gross, which means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs (HMRC).

Conditions for bonus payments Not applicable.
Withdrawal arrangements You won’t be able to withdraw money or close your account before the end of the agreed term. Access only at the end of the agreed term. We’ll write to you before your account matures to ask what you’d like us to do with your money.
Access to your account Online only.

Online

You can open an Online Fixed Bond account today with a lump sum of £2,000 or more. You'll need to be a UK resident and over 16 years of age. You might find it quicker to complete your application if you have your addresses and postcodes for the last three years to hand.

Apply for a 2 Year Online Fixed Bond

Apply for a 3 Year Online Fixed Bond

Apply for an Online Fixed Bond account

You can open an account with a lump sum of £2,000 or more. You'll need to be 16 or over and resident in the UK for tax purposes.

2 Year Online Fixed Bond

Apply now

3 Year Online Fixed Bond

Apply now

Not the right savings account for you?

With so much choice, take a look at our range of other savings accounts to see which might suit you best.

See all savings accounts

Important legal information

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.ukVisit the Financial Conduct Authority website. Lloyds Bank plc is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.