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Savings accounts and cash ISAs
Find savings account offers that suit you, including options to help you make the most out of your yearly ISA allowance.
Compare the range of Lloyds savings accounts
Select an account type to find the one for you.
|
Account |
Interest |
Minimum deposit |
Account term length |
Withdrawals |
Find out more |
|---|---|---|---|---|---|
|
Account Club Lloyds Advantage ISA SaverOnly for Club Lloyds or Lloyds Premier current account customers. Only available to Club Lloyds current account holders. |
Interest Up to 2.75% AER/2.72% tax free variable |
Minimum deposit £1 |
Account term length 1 year |
Withdrawals Hold on to a higher interest rate if you make 3 or less withdrawals a year Yes. If you make 4 or more withdrawals, you'll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find out more |
|
Account Cash ISA SaverAnyone. You don't need a current account to apply. |
Interest Up to 1.00% AER/tax free variable. Get an extra 0.20% AER/tax free if you already have a Club Lloyds, Lloyds Premier or Private Banking current account. Rate depends on balance. Keep brief Insert rate details |
Minimum deposit £1 |
Account term length 1 year |
Withdrawals Unlimited |
Find out more |
|
Account Club Lloyds Advantage SaverOnly for Club Lloyds or Lloyds Premier current account customers.
|
Interest Up to 2.75% AER/2.72% gross variable Example to show if you include lots of copy in a tool tip that it can actually be hard to read and interpret. Esp when it includes numbers and rates such as 3.05%AER/4.05%p.a. Placeholder copy, tester copy, tester copy, tester copy, tester copy. More numbers 304546, then another number 83456. |
Minimum deposit £1 |
Account term length 1 year |
Withdrawals Hold on to a higher interest rate if you make 3 or less withdrawals a year |
Find out more |
|
Account |
Interest Up to 1.20% AER/gross variable. Rate depends on balance. Keep brief 3.05%AER/3.03% tax free. Insert rate details. Lorum ipsum copy to demonstrate how having lots of copy in a tool tip can make it harder for you to read. Esp when it includes rates or numbers like 2.05%AER/3.05%PA. Tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy, tester copy. |
Minimum deposit £1 |
Account term length 1 year |
Withdrawals Unlimited |
Find out more |
|
Account Easy SaverOpen up to 5 Easy Saver accounts, giving you different savings pots. |
Interest Up to 1.00% AER/gross variable. Rate depends on balance. |
Minimum deposit £1 |
Account term length 1 year |
Withdrawals Unlimited |
Find out more |
|
Account |
Interest Up to 2.25% AER/2.23% gross variable. Rate depends on balance. |
Minimum deposit £1 |
Account term length Until the child's 16th birthday |
Withdrawals Unlimited |
Find out more |
|
Account Smart StartFor 11 to 15-year-olds who want their first current account and savings account. The parent or guardian must have one of our current accounts and be registered for online banking. |
Interest Up to 2.25% AER/2.23% gross variable. Rate depends on balance. |
Minimum deposit £1 |
Account term length Until the child’s 18th birthday |
Withdrawals Unlimited |
Find out more |
|
Account Club Lloyds Monthly SaverOnly for Club Lloyds or Lloyds Premier current account customers. |
Interest 6.25% AER/gross fixed |
Minimum deposit £25 to £400 each month |
Account term length 1 year |
Withdrawals Unlimited |
Find out more |
|
Account |
Interest 5.25% AER/gross fixed |
Minimum deposit £25 to £250 each month |
Account term length 1 year |
Withdrawals Unlimited |
Find out more |
|
Account |
Interest 3.25% AER/tax free fixed. Get an extra 0.20% AER/tax free if you have a Lloyds Premier current account that's been open for at least 8 days. |
Minimum deposit £500 |
Account term length 1 year |
Withdrawals No withdrawals – closure only |
Find out more |
|
Account |
Interest 3.25% AER/tax free fixed |
Minimum deposit £500 |
Account term length 2 years |
Withdrawals No withdrawals – closure only |
Find out more |
|
Account |
Interest 2.35% AER/tax free variable |
Minimum deposit £1 |
Account term length Until the child's 18th birthday |
Withdrawals No withdrawals until the child's 18th birthday |
Find out more |
|
Account |
Interest 3.15% AER/gross fixed for a 1-year term. 3.15% AER/gross fixed for a 2-year term. Get an extra 0.20% AER/gross on the 1-year term if you have a Lloyds Premier current account that's been open for at least 8 days. |
Minimum deposit £500 |
Account term length 1 or 2 years |
Withdrawals No withdrawals – closure only |
Find out more |
|
Account Lend a Hand Fixed Savings AccountHelp a family member buy their first home with a Lend a Hand mortgage. You or the mortgage applicant must have a Club Lloyds or Lloyds Premier current account. |
Interest 4.44% AER/gross fixed |
Minimum deposit 10% of the purchase price of the property |
Account term length 3 years |
Withdrawals No withdrawals or early closure |
Find out more |
|
Account Standard SaverIf you have an adult savings account with us, we'll change it into this account at the end of its term. |
Interest Up to 1.10% AER/gross variable. Rate depends on balance. |
Minimum deposit £1 |
Account term length There's no end date |
Withdrawals Unlimited |
Find out more You can't apply for a Standard Saver |
|
Account Instant Cash ISAIf you have an adult cash ISA with us, we'll change it into this account at the end of its term. |
Interest Up to 1.00% AER/tax free variable. Rate depends on balance. |
Minimum deposit £1 |
Account term length There's no end date |
Withdrawals Unlimited |
Find out more You can't apply for an Instant Cash ISA |
Tax treatment depends on individual circumstances and may change in the future.
Interest rates are subject to change. You can check current interest rates online at any time.
Explore your savings account options
Useful savings terms
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AER should help you to understand how much interest you would earn from your savings over the course of a year. The percentage figure is also useful when comparing savings accounts.
This accounts for compound interest. That’s interest earned on top of any interest you’ve already been paid, which forms part of your total savings balance.
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This is the percentage of interest you would earn from your savings before tax. We don’t make tax deductions from any interest paid. You’re responsible for declaring and paying any tax due to HM Revenue and Customs.
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Interest on child savings accounts and ISAs is usually exempt from tax.
Adults may be able to earn some interest from their savings each year without paying tax, subject to your personal allowance on earnings, starting rate for savings or personal savings allowance. You also have an annual allowance for ISAs, helping you to save in a tax efficient way.
Explore your options
We want to make sure you know about our other account options. Here are some that might suit you.
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