Your Lloyds Bank Visa debit card abroad

Your perfect travel companion

Going abroad? You can use your Visa debit card to pay for things and to withdraw cash at ATMs wherever you see the Visa* symbol – just the same as you do at home.

  • Convenient and safe.
  • Accepted all over the world – pay for hotels, sightseeing, shopping and eating out.
  • Flexible – get extra spending money from ATMs when you’re abroad.

Transactions abroad Charges
Cash withdrawals*: Debit cards: A non-sterling cash fee of 1.5% of the value of the withdrawal. The minimum charge for each transaction is £2.00 and the maximum charge is £4.50.
Cashpoint® cards:
A non-sterling cash fee of 1.5% of the value of the withdrawal, with a minimum charge of £1.50. There is no maximum transaction fee.

Other charges apply, please see the banking charges guide for details.
When you use your debit card to make a purchase or other transaction (not cash withdrawal, foreign currency or travellers cheque purchase) in a currency other than sterling whether you are in the UK or abroad
A £1 non-sterling purchase fee is made for each transaction. This does not apply to Platinum debit card or Premier debit card holders.
Cash withdrawals and purchases: The amount is converted to sterling on the day it is processed by Visa, using the Visa payment scheme exchange rate. There’s also a non-sterling transaction fee of 2.99%.

  • If you plan to use your Visa debit card when you’re abroad, don’t forget to notify us before you travel. You can let us know by logging on to Internet Banking and selecting Going abroad? Tell us in your account tools, in branch or by phone on 0345 300 0000.
  • Make sure we have your up-to-date mobile or best contact number***. You can update your details in a branch or through PhoneBank®  or Internet Banking if you’re registered. Register now.
  • It’s also a good idea to save our overseas number (+44 (0) 1733 347 007)   on your mobile in case you need to get in touch with us.**

You can use your Visa debit card while you’re abroad in the same way you do at home. Whether you’re paying for a hotel, a meal, or buying petrol from a garage or a supermarket,* you’ll have the same security and peace of mind.

  • Withdraw cash from ATMs* as you need it
  • You’ll get an automatic record of your transactions
  • When you pay by Visa debit card you’re protected against fraud for any unauthorised spending.

Withdraw money at ATMs or over the counter

If you need more cash while you’re abroad you can use your debit card to withdraw money from an ATM* or over the counter at any bank displaying the Visa symbol. You can withdraw money up to your limit in sterling, as long as you have the cleared funds available in your account.

Over the counter

You’ll need:

  • to know your PIN
  • some ID – a valid passport will do

Find out about our fees and charges related to using your card overseas, including setting up an International Payment, electronic payments received from overseas and cheques received from abroad.

Contact us

If your card is lost or stolen while you’re abroad, call us on**:

+44 1702 278 270

Lines are open 24/7

If your card is declined, there are transactions you don’t recognise or you need a new PIN, call**:

+44 1733 347 007

Lines are open 24/7