Car Finance Calculator

Are you looking to buy a car? Our handy calculator helps you understand the monthly cost of a Fixed (Hire Purchase) or Flex (Personal Contract Purchase) plan

THE VALUES IN THE CALCULATOR TABLE ARE FOR ILLUSTRATIVE PURPOSES ONLY. THE ACTUAL RATE YOU RECEIVE WILL DEPEND ON YOUR PERSONAL CIRCUMSTANCES, CHOICE OF PRODUCT, THE AMOUNT YOU WISH TO BORROW, THE DURATION OF THE AGREEMENT AND THE AGE OF THE CAR. TO SEE YOUR PERSONALISED RATE PLEASE LOG ON TO INTERNET BANKING.

Repayment term

Representative example: You can borrow £11,000 over 48 months via Fixed Car Plan with 48 monthly repayments of £245.65. Total amount repayable will be £11,791.20. Representative 3.5% APR, annual interest rate (fixed) 3.5%.

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Option 1
Fixed Car Plan(HP)
Finance amount
£
Monthly repayments
£
Total repayments
£
Term
 Months
APR
%
Optional lump sum
N/A
Option 2
Flex Car Plan(PCP)
Finance amount
£
Monthly repayments
£
Total repayments
£
Term
 Months
APR
%
£

Flex car plan has a maximum term of 49 months. The final repayment of the term will be for the optional lump sum

You can apply if you're:

  • A Lloyds Bank main Personal Current Account holder (minimum 3 months)
  • Registered for Internet Banking
  • Aged 18 or over
  • A UK resident