Are you looking to buy a car? Our handy calculator helps you understand the monthly cost of a Fixed (Hire Purchase) or Flex (Personal Contract Purchase) plan
THE VALUES IN THE CALCULATOR TABLE ARE FOR ILLUSTRATIVE PURPOSES ONLY. THE ACTUAL RATE YOU RECEIVE WILL DEPEND ON YOUR PERSONAL CIRCUMSTANCES, CHOICE OF PRODUCT, THE AMOUNT YOU WISH TO BORROW, THE DURATION OF THE AGREEMENT AND THE AGE OF THE CAR. TO SEE YOUR PERSONALISED RATE PLEASE LOG ON TO INTERNET BANKING.
Representative example: You can borrow £11,000 over 48 months via Fixed Car Plan with 48 monthly repayments of £245.65. Total amount repayable will be £11,791.20. Representative 3.5% APR, annual interest rate (fixed) 3.5%.
The optional lump sum is based on our predicted future value of the goods at the end of the finance agreement and only applies to Flex Car Plan (PCP).
Flex car plan has a maximum term of 49 months. The final repayment of the term will be for the optional lump sum
You can apply if you're: