Finding the right account for your business

From our beginnings over 250 years ago, Lloyds Bank has always had a keen focus on business banking. Today, we blend our experience with leading-edge technology to offer businesses of all types and sizes reliable and flexible everyday banking.

Whatever your growth ambitions, we’re here to help you thrive.

Start-up and small business account

  • For businesses with an annual turnover under £3m
  • 12 months’ free day-to-day business banking*
  • Ideal for new and small businesses with simple banking needs
  • Dedicated support from our UK-based business team

Start-up and small business account

Switch to Lloyds Bank

Business current account

  • For businesses with an annual turnover above £3m or complex financing needs
  • Dedicated Relationship Manager to support your business
  • Ideal for businesses that require access to a broader suite of products
  • Choice of charging models to suit your business needs
  • Suitable for new Lloyds Bank business customers as well as those with an existing relationship
Business current account

Community groups

Schools, credit unions and clubs, societies and charities all benefit from our breadth and depth of experience in their specialism. 

Community accounts

Client accounts

For professional practices that hold client money. Accounts for solicitors, accountants, insurance brokers, estate and managing agents.

Client accounts

Switching your business account to us is easy

A guaranteed switch in 7 working days, from when your account is opened using the Current Account Switch Service.

Current account, switch guarantee

Valuable business insights

Explore our regularly updated library of expert insights that could help fuel your business decision-making.

Already have a Lloyds Bank business account?

Accounting software

Try it free for 3 months

Business Finance Assistant is an online accountancy package that integrates easily with your business accounts, including accounts with other providers. It can help you predict cash flow peaks and troughs, manage your invoices, submit digital VAT returns and much more – giving you greater control over your finances and saving valuable time.


Accepting card payments

Whatever the current size of your business, we can help you manage accepting card payments; online, over the phone or face to face.






See how we compare in the market

Review alternative sources of business finance and compare products and services.

Financial Services Compensation Scheme

Due to FSCS eligibility criteria not all business customers will be covered.

Independent service quality survey results

Business Current Accounts

Published August 2021

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.


Starling Bank 89%
Handelsbanken 75%
Metro Bank 69%
Santander 63%
Barclays 60%
Lloyds Bank 57%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

*Applies to small businesses, including individuals setting up their first business bank account. Free day-to-day business banking includes cheques, standing orders, cash, UK Sterling Direct Debits, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits. Free electronic payments include UK Sterling Direct Debits, Standing Orders, Debit Card Transactions, Lloyds Bank/Other Bank ATM Withdrawals, Internet/Phonebank Debits/Credits, Faster Payment Debits/Credits, Internet Bulk Payments and Automated Credits.

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB:

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.